NSE: LTF | BSE: 533519

Momentum Trap

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204.59 -2.18 (-1.05%)

New 52W High in past week

4.3M NSE+BSE Volume

NSE 11 Jul, 2025 3:31 PM (IST)

51,100.7

Market Cap

High in industry

1.5

Beta 1Year

Very High Volatility

Board Meeting

The next board meeting for L&T Finance Ltd. is on 18 Jul 2025 for the purpose of Quarterly Results See details

L&T Finance Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for LTF, BSE:533519 L&T Finance Ltd.

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L&T Finance Ltd.

20 Jun 2025

204.59

-1.05%

LTFH remains assertive on reduction in credit cost and improvement in Asset quality in the MFI space from H2FY26. The MFIN Guardrails 2.0 will help build quality portfolios in the long term, also has limited impact in the short term.

L&T Finance Ltd. has gained 46.89% in the last 6 Months

L&T Finance Ltd.

28 May 2025

204.59

-1.05%

L&T FINANCE LIMITED

Accumulate: L&T Finance Ltd.

Target

Geojit BNP Paribas

Sustained loan book growth, a slight decline in asset quality, higher credit costs and contracting net interest margin, characterized LTF's performance in Q4FY25. Looking ahead, with the successful implementation of Project Cyclops, a comprehensive credit administration framework overhaul, and the introduction of Project Nostradamus, LTF is poised to boost disbursement in FY26, particularly in its urban and rural businesses. Continued investments in digital transformation...

L&T Finance Ltd. has gained 31.60% in the last 3 Months

L&T Finance Ltd.

29 Apr 2025

204.59

-1.05%

Tough FY25 due to slowdown in RBF; healthy PAT CAGR of ~18% likely from FY25–27E

Buy: L&T Finance Ltd.

Target

ICICI Securities Limited

L&T Finance (LTF) reported PAT of INR 6.3bn, up 2% QoQ/15% YoY in Q4FY25, translating into RoA of 2.2% and RoE of 10%. In line with guidance, LTF utilised macro prudential buffer of INR 3bn (INR 1bn utilised in Q3FY25) for its rural business finance (RBF) portfolio.

L&T Finance Ltd. has gained 31.60% in the last 3 Months

L&T Finance Ltd.

29 Apr 2025

204.59

-1.05%

Tougher environment delays profitability improvement

Sell: L&T Finance Ltd.

Target

Emkay

L&T Finance (LTF) reported a weaker than estimated set of numbers, with changing asset composition and interest-rate cuts in MFI causing NIM compression (35bps QoQ).

L&T Finance Ltd. is trading above all available SMAs

L&T Finance Ltd.

28 Apr 2025

204.59

-1.05%

Retail growth to accelerate; credit costs to normalize in 2HFY26

Buy: L&T Finance Ltd.

Target

Motilal Oswal

L&T Finance’s (LTF) reported 4QFY25 PAT grew 15% YoY to INR6.4b (in line). FY25 PAT grew ~14% YoY to INR26.4b. Consol. credit costs stood at INR6.2b (in line), translating into annualized credit costs of ~2.55% (PQ: 2.5% and PY: 3.2%).

L&T Finance Ltd. has gained 46.89% in the last 6 Months

L&T Finance Ltd.

03 Mar 2025

204.59

-1.05%

Navigating challenges and pivoting for long-term resilience

Buy: L&T Finance Ltd.

Target

Motilal Oswal

L&T Finance (LTF), much like its MFI industry peers, is also navigating a tough period in microfinance but has admittedly exhibited much better asset quality performance (or lower credit costs) in the current MFI credit cycle.

L&T Finance Ltd. has an average target of 199.29 from 7 brokers.

L&T Finance Ltd.

22 Jan 2025

204.59

-1.05%

Better MFI asset quality outcomes than peers

Buy: L&T Finance Ltd.

Target

Motilal Oswal

L&T Finance’s (LTF) 3QFY25 PAT declined 2% YoY to INR6.3b (~6% beat). PPoP grew ~11% YoY to ~INR14.8b (in line).

L&T Finance Ltd. has an average target of 199.29 from 7 brokers.

L&T Finance Ltd.

21 Jan 2025

204.59

-1.05%

Steering through challenging external conditions

Sell: L&T Finance Ltd.

Target

Emkay

LTF delivered an in-line performance in Q3FY25, in terms of AUM growth, PAT, and credit cost. However, ongoing stress in the MFI segment is expected to keep near-term asset growth below the targeted growth of 25%.

L&T Finance Ltd. has gained 31.60% in the last 3 Months

L&T Finance Ltd.

26 Nov 2024

204.59

-1.05%

Project Cyclops – LTF’s AI-driven multi-dimensional underwriting engine – to hog the limelight

Buy: L&T Finance Ltd.

Target

ICICI Securities Limited

LTF launched its beta version for project Cyclops in Jun’24, which is an AI driven multi-dimensional underwriting engine. It uses alternate data sources, namely trust signals, geo signals and account aggregator data apart from traditional bureau data from multiple bureaus.