NSE: LTF | BSE: 533519

Momentum Trap

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266.26 -2.93 (-1.09%)

New 52W High in past week

4.0M NSE+BSE Volume

NSE 17 Oct, 2025 3:31 PM (IST)

66,596.4

Market Cap

High in industry

1.4

Beta 1Year

Very High Volatility

Estimates Miss

L&T Finance's net profit rises 5.6% YoY in Q2, but misses Forecaster estimates marginally by 0.2% See details

L&T Finance Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for LTF, BSE:533519 L&T Finance Ltd.

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L&T Finance Ltd.

03 Sep 2025

266.26

-1.09%

Balancing growth and asset quality amid macro headwinds

Buy: L&T Finance Ltd.

Target

Motilal Oswal

LTF began FY26 on a stable footing, despite ongoing asset quality challenges in the MFI industry (more residual in nature), unsecured business loans and micro-LAP.

L&T Finance Ltd. has gained 60.00% in the last 1 Year

L&T Finance Ltd.

28 Jul 2025

266.26

-1.09%

L&T FINANCE LTD

Hold: L&T Finance Ltd.

Target

Geojit BNP Paribas

In Q1FY26, LTF's interest income grew 13.37% YoY to Rs. 3,915 cr, driven by momentum in the retail segmentpersonal, SME, urban finance, and gold loans. However, interest expenses surged 21.03% YoY to Rs. 1,636 cr, resulting in a...

L&T Finance Ltd. is trading above all available SMAs

L&T Finance Ltd.

21 Jul 2025

266.26

-1.09%

Healthy quarter; well-positioned for stronger growth in 2H

Buy: L&T Finance Ltd.

Target

Motilal Oswal

L&T Finance (LTF)’s 1QFY26 PAT grew 2% YoY to INR7b (in line). NII grew ~8% YoY to INR22.8b (~5% beat). Opex grew ~9% YoY to ~INR10.5b (~6% higher than MOFSLe).

L&T Finance Ltd. is trading above all available SMAs

L&T Finance Ltd.

21 Jul 2025

266.26

-1.09%

Macro buffer utilization delivers stable Q1; hopes for a better H2

Sell: L&T Finance Ltd.

Target

Emkay

LTF reported a steady Q1FY26, with overall AUM crossing the Rs1trn mark and registering a 15% YoY (~13.8% excluding Gold Loans) growth, resulting from strong disbursements across the retail segment (including MFI and GL).

L&T Finance Ltd. has an average target of 216.67 from 6 brokers.

L&T Finance Ltd.

20 Jun 2025

266.26

-1.09%

Guiding for recovery

Buy: L&T Finance Ltd.

Target

Sharekhan

LTFH remains assertive on reduction in credit cost and improvement in Asset quality in the MFI space from H2FY26. The MFIN Guardrails 2.0 will help build quality portfolios in the long term, also has limited impact in the short term.

Number of FII/FPI investors increased from 201 to 255 in Sep 2025 qtr.

L&T Finance Ltd.

28 May 2025

266.26

-1.09%

L&T FINANCE LIMITED

Accumulate: L&T Finance Ltd.

Target

Geojit BNP Paribas

Sustained loan book growth, a slight decline in asset quality, higher credit costs and contracting net interest margin, characterized LTF's performance in Q4FY25. Looking ahead, with the successful implementation of Project Cyclops, a comprehensive credit administration framework overhaul, and the introduction of Project Nostradamus, LTF is poised to boost disbursement in FY26, particularly in its urban and rural businesses. Continued investments in digital transformation...

Number of FII/FPI investors increased from 201 to 255 in Sep 2025 qtr.

L&T Finance Ltd.

29 Apr 2025

266.26

-1.09%

Tough FY25 due to slowdown in RBF; healthy PAT CAGR of ~18% likely from FY25–27E

Buy: L&T Finance Ltd.

Target

ICICI Securities Limited

L&T Finance (LTF) reported PAT of INR 6.3bn, up 2% QoQ/15% YoY in Q4FY25, translating into RoA of 2.2% and RoE of 10%. In line with guidance, LTF utilised macro prudential buffer of INR 3bn (INR 1bn utilised in Q3FY25) for its rural business finance (RBF) portfolio.

L&T Finance Ltd. has gained 33.28% in the last 3 Months

L&T Finance Ltd.

29 Apr 2025

266.26

-1.09%

Tougher environment delays profitability improvement

Sell: L&T Finance Ltd.

Target

Emkay

L&T Finance (LTF) reported a weaker than estimated set of numbers, with changing asset composition and interest-rate cuts in MFI causing NIM compression (35bps QoQ).

L&T Finance Ltd. has an average target of 216.67 from 6 brokers.

L&T Finance Ltd.

28 Apr 2025

266.26

-1.09%

Retail growth to accelerate; credit costs to normalize in 2HFY26

Buy: L&T Finance Ltd.

Target

Motilal Oswal

L&T Finance’s (LTF) reported 4QFY25 PAT grew 15% YoY to INR6.4b (in line). FY25 PAT grew ~14% YoY to INR26.4b. Consol. credit costs stood at INR6.2b (in line), translating into annualized credit costs of ~2.55% (PQ: 2.5% and PY: 3.2%).

Number of FII/FPI investors increased from 201 to 255 in Sep 2025 qtr.

L&T Finance Ltd.

03 Mar 2025

266.26

-1.09%

Navigating challenges and pivoting for long-term resilience

Buy: L&T Finance Ltd.

Target

Motilal Oswal

L&T Finance (LTF), much like its MFI industry peers, is also navigating a tough period in microfinance but has admittedly exhibited much better asset quality performance (or lower credit costs) in the current MFI credit cycle.

L&T Finance Ltd. has an average target of 216.67 from 6 brokers.

Is L&T Finance Holdings Ltd. worth buying?

1447 Votes:

Buy 83.0%

Sell 8.85%

Hold 8.15%

RESEARCH REPORTS

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Hold SEE REPORTS >

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