L&T Finance (LTF) reported PAT of INR 6.3bn, up 2% QoQ/15% YoY in Q4FY25, translating into RoA of 2.2% and RoE of 10%. In line with guidance, LTF utilised macro prudential buffer of INR 3bn (INR 1bn utilised in Q3FY25) for its rural business finance (RBF) portfolio.