NSE: LTF | BSE: 533519

Mid-range Performer

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306.75 0.90 (0.29%)

57.79% Gain from 52W Low

7.2M NSE+BSE Volume

NSE 21 Jul, 2026 3:31 PM (IST)

76,861.1

Market Cap

High in industry

Beta 1Year

Very High Volatility

L&T Finance Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for LTF, BSE:533519 L&T Finance Ltd.

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L&T Finance Ltd.

12 Jul 2026

306.75

0.29%

Consistent performance; RoE inches up 100bps QoQ and RoA rises 8bps QoQ

Buy: L&T Finance Ltd.

Target

ICICI Securities Limited

L&T Finance (LTF) has demonstrated consistent performance, achieving YoY PAT growth of >20% and an average PAT growth of 25% for the past 14 quarters.

L&T Finance has gained 51.00% in the last 1 Year

L&T Finance Ltd.

07 May 2026

306.75

0.29%

L&T FINANCE LIMITED

Accumulate: L&T Finance Ltd.

Target

Geojit BNP Paribas

by strong retail disbursement momentum and a better performing business mix. The company is scaling its retail franchise across priority segments, such as gold loans, personal loans and rural finance, supported by branch expansion through the multi-product Sampoorna format. Furthermore, the ongoing deployment of proprietary AI tools, such as Cyclops for underwriting, and strengthened governance and early warning infrastructure continues to support customer...

ICICI Securities Limited increased Buy price target of L&T Finance Ltd. to 370.0 on 12 Jul, 2026.

L&T Finance Ltd.

27 Apr 2026

306.75

0.29%

Impressive growth, profitability outlook for FY27 and beyond

Buy: L&T Finance Ltd.

Recommendation Target

Emkay

LTF reported a strong quarter across parameters. It has scaled meaningfully as a retail franchise, with AUM reaching ~Rs1.2trn resulting from strong disbursements across segments, and record profitability while maintaining stable margins and improving asset quality.

L&T Finance Ltd. is trading above all available SMAs

L&T Finance Ltd.

27 Apr 2026

306.75

0.29%

L&T Finance Ltd.

Hold: L&T Finance Ltd.

ICICI Direct

Q4FY26 performance: L&T Finance reported a steady performance in Q4FY26, with retail disbursement increasing to 24,107 crore (+62% YoY/ +6% QoQ), driven by strong traction across rural business finance, urban finance and continued scale-up in gold finance. Retail book expanded ~26% YoY (7% QoQ) to 1,19,508 crore, while consolidated book stood at ~1,21,728 crore. NIM+Fees improved to 10.47% (+6 bps QoQ), supported by calibrated mix and stable yields. PAT grew 27% YoY (6% QoQ) to 807 crore, with RoA improving to 2.4% and RoE to 11.7%. Asset quality trends improved, with credit cost declining to 2.64% vs 2.83% in Q3, reflecting better...

L&T Finance Ltd. has an average target of 325.00 from 5 brokers.

L&T Finance Ltd.

20 Jan 2026

306.75

0.29%

L&T Finance Ltd.

Hold: L&T Finance Ltd.

Recommendation Target

ICICI Direct

Distribution network remains strong with substantial dealer penetration (2500+ dealers in farm equipment & 8500+ tie-ups in 2-wheeler segment) Q3FY26 performance: L&T Finance reported a steady performance in Q3FY26. Strong recovery was witnessed in retail disbursements at 22701 crore (up ~49% YoY, 20% QoQ), driven by urban finance as well as in rural business segment along with addition of gold finance. Retail book expanded 21.4% YoY to 111,990 crore, while consolidated AUM increased 20% YoY to 1,14,285 crore. NIM+Fees grew to 10.41%, driven by stable yields and efficient liabilities management. PAT improved...

ICICI Securities Limited increased Buy price target of L&T Finance Ltd. to 370.0 on 12 Jul, 2026.

L&T Finance Ltd.

31 Oct 2025

306.75

0.29%

L&T FINANCE LIMITED

Hold: L&T Finance Ltd.

Target

Geojit BNP Paribas

The company recorded its highest-ever profit after tax and retail disbursements, demonstrating its strong positioning was likely to help it capitalise on opportunities and navigate potential headwinds. LTF is expected to improve its asset quality, with operating expenses and credit costs anticipated to decline from current levels, which should help enhance performance. Furthermore, the company remains committed to acquiring high-quality customers through technology-driven underwriting and...

L&T Finance Ltd. has an average target of 325.00 from 5 brokers.

L&T Finance Ltd.

17 Oct 2025

306.75

0.29%

L&T Finance Ltd.

Buy: L&T Finance Ltd.

Target

ICICI Direct

Alteration in asset mix to impart margin volatility: Gradual shift towards prime segment (personal loans, SME Finance and gold loans) is seen to provide stability, though impart some volatility in yields. Focus on gold loans, and revival in MFI along with reduction in cost of funds could partially offset the pressure, with near-term guidance remains at 10-10.5%. RoA target for medium term at 2.8-3% remains maintained, with gradual improvement expected as MFI segment stabilizes. With guidance for NIM + fee income at 1010.5% range, we expect RoA at 2.1% in FY26E-27E....

Number of FII/FPI investors increased from 409 to 416 in Jun 2026 qtr.

L&T Finance Ltd.

03 Sep 2025

306.75

0.29%

Balancing growth and asset quality amid macro headwinds

Buy: L&T Finance Ltd.

Target

Motilal Oswal

LTF began FY26 on a stable footing, despite ongoing asset quality challenges in the MFI industry (more residual in nature), unsecured business loans and micro-LAP.

L&T Finance Ltd. has an average target of 325.00 from 5 brokers.

L&T Finance Ltd.

28 Jul 2025

306.75

0.29%

L&T FINANCE LTD

Hold: L&T Finance Ltd.

Target

Geojit BNP Paribas

In Q1FY26, LTF's interest income grew 13.37% YoY to Rs. 3,915 cr, driven by momentum in the retail segmentpersonal, SME, urban finance, and gold loans. However, interest expenses surged 21.03% YoY to Rs. 1,636 cr, resulting in a...

Number of FII/FPI investors increased from 409 to 416 in Jun 2026 qtr.

L&T Finance Ltd.

21 Jul 2025, 12:00AM

306.75

0.29%

Macro buffer utilization delivers stable Q1; hopes for a better H2

Sell: L&T Finance Ltd.

Target

Emkay

LTF reported a steady Q1FY26, with overall AUM crossing the Rs1trn mark and registering a 15% YoY (~13.8% excluding Gold Loans) growth, resulting from strong disbursements across the retail segment (including MFI and GL).

Number of FII/FPI investors increased from 409 to 416 in Jun 2026 qtr.

Is L&T Finance Holdings Ltd. worth buying?

1472 Votes:

Buy 82.74%

Sell 9.04%

Hold 8.22%

RESEARCH REPORTS

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