NSE: POONAWALLA | BSE: 524000

Momentum Trap

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403.75 0.10 (0.02%)

51.10% Gain from 52W Low

837.6K NSE+BSE Volume

NSE 30 May, 2025 3:31 PM (IST)

31,424.9

Market Cap

High in industry

1.0

Beta 1Year

Average volatility

Poonawalla Fincorp Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for POONAWALLA, BSE:524000 Poonawalla Fincorp Ltd.

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Poonawalla Fincorp Ltd.

30 Apr 2025

403.75

0.02%

Diversified launches, digital edge and risk-first approach drive robust performance

Accumulate: Poonawalla Fincorp Ltd.

Recommendation Target

KRChoksey

For Q4FY25, Net Interest Income (NII) came in at INR 6,101 Mn., up 8.5% YoY (-0.6% QoQ), below our estimates driven by higher-than-expected interest expenses. The Pre-Provision Operating Profit (PPOP) stood at INR 2,384 Mn, reflecting a 41.8% YoY decline (-36.1% QoQ) driven by sharp increase in employee and other operating expenses.

Number of FII/FPI investors increased from 176 to 186 in Mar 2025 qtr.

Poonawalla Fincorp Ltd.

27 Apr 2025

403.75

0.02%

Sequential improvement in credit cost, but higher opex weighs on profitability

Hold: Poonawalla Fincorp Ltd.

Target

ICICI Securities Limited

Poonawalla Fincorp (Poonawalla) reported mixed Q4FY25 earnings with PAT at INR 0.6bn or 76bps RoA, wherein opex continued to be elevated. However, there was some respite on credit cost front with sequential decline.

Poonawalla Fincorp L.. has an average target of 372.75 from 4 brokers.

Poonawalla Fincorp Ltd.

27 Apr 2025

403.75

0.02%

Beyond growth, all about leap of faith

Sell: Poonawalla Fincorp Ltd.

Target

Emkay

Poonawalla reported another patchy quarter (Q4) with elevated credit cost (3.03% of AUM) and opex (4.6% of AUM) pushing profitability materially lower (RoA of 0.76%).

Number of FII/FPI investors increased from 176 to 186 in Mar 2025 qtr.

Poonawalla Fincorp Ltd.

26 Apr 2025

403.75

0.02%

Elevated opex and NIM compression lead to earnings miss

Buy: Poonawalla Fincorp Ltd.

Target

Motilal Oswal

Poonawalla Fincorp (PFL)’s 4QFY25 PAT declined ~81% YoY to ~INR623m (MOFSLe: INR1.8b). FY25 loss was INR983m (vs. PAT of INR10.3b in FY24).

Number of FII/FPI investors increased from 176 to 186 in Mar 2025 qtr.

Poonawalla Fincorp Ltd.

05 Feb 2025

403.75

0.02%

Credit costs elevated due to stress in the legacy book; New product lines to drive growth

Buy: Poonawalla Fincorp Ltd.

Target

KRChoksey

For Q3FY25, Net Interest Income (NII) increased by 25.1% YoY and 9.8% QoQ, reaching INR 6,141 Mn, surpassing our estimates by 3.8% due to lower-than-expected interest expenses. The Pre-Provision Operating Profit (PPOP) stood at INR 3,731 Mn, reflecting a 6.5% YoY increase and a 33.6% QoQ growth.

Poonawalla Fincorp Ltd. is trading above all available SMAs

Poonawalla Fincorp Ltd.

01 Feb 2025, 12:00AM

403.75

0.02%

Legacy book stress keeps credit costs elevated

Buy: Poonawalla Fincorp Ltd.

Target

Motilal Oswal

Poonawalla Fincorp’s (PFL) 3QFY25 PAT declined ~93% YoY to ~INR187m (vs. MOFSLe: INR1.52b). NII grew ~25% YoY to ~INR6.1b (in line), while PPoP grew ~7% YoY to ~INR3.7b (in line).

Poonawalla Fincorp Ltd. is trading above all available SMAs

Poonawalla Fincorp Ltd.

29 Oct 2024

403.75

0.02%

One-off expenses and buffer provisioning impacts earnings

buy: Poonawalla Fincorp Ltd.

Target

KRChoksey

Net Interest Income (NII) for Q2FY25 increased by 17.8% YoY (-2.9% QoQ) to INR 5,592 Mn. Pre-Provision Operating Profit (PPOP) stood at INR 2,792 Mn, a sharp decline of 16.8% YoY (-35.4% QoQ) in Q2FY25, which includes a one-time opex of INR 710 Mn.

Poonawalla Fincorp Ltd. is trading above all available SMAs

Poonawalla Fincorp Ltd.

27 Oct 2024

403.75

0.02%

Earnings miss due to one-time credit costs and higher opex

Buy: Poonawalla Fincorp Ltd.

Target

Motilal Oswal

Poonawalla Fincorp (PFL)’s 2QFY25 loss stood at ~INR4.7b (MOFSLe: INR3b+). The company reported a loss in 2QFY25 mainly due to a one-time provision in STPL book of ~INR6.7b and a one-time opex of ~INR710m from investments in technology.

Number of FII/FPI investors increased from 176 to 186 in Mar 2025 qtr.

Poonawalla Fincorp Ltd.

27 Oct 2024

403.75

0.02%

Disappointing Q2 on clean-up act; execution remains key for the ambitious plan

Sell: Poonawalla Fincorp Ltd.

Target

Emkay

Poonawalla Fincorp reported disappointing Q2 numbers with the credit cost of Rs9.1bn (including Rs6.7bn one-time provisioning on the STPL book) leading to the company posting a Rs4.7bn loss.

Poonawalla Fincorp Ltd. has gained 43.53% in the last 3 Months

Poonawalla Fincorp Ltd.

26 Jul 2024

403.75

0.02%

Resilient business momentum; NIM compression despite stable cost of funds

Buy: Poonawalla Fincorp Ltd.

Target

KRChoksey

Net Interest Income (NII) for Q1FY25 increased by 36.8% YoY (+2.4% QoQ) to INR 5,761 Mn. NII growth was 4.0% lower than our estimates due to lower-than-expected AUM yields.

Poonawalla Fincorp Ltd. is trading above all available SMAs

Is Magma Fincorp Ltd. worth buying?

332 Votes:

Buy 78.31%

Sell 13.55%

Hold 8.13%

RESEARCH REPORTS

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