NSE: POONAWALLA | BSE: 524000

Expensive Performer

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414.40 -33.30 (-7.44%)

27.35% Fall from 52W High

2.7M NSE+BSE Volume

NSE 23 Jan, 2026 3:31 PM (IST)

33,679.1

Market Cap

High in industry

Beta 1Year

Very High Volatility

Poonawalla Fincorp Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for POONAWALLA, BSE:524000 Poonawalla Fincorp Ltd.

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Poonawalla Fincorp Ltd.

21 Jan 2026

414.40

-7.44%

Momentum in growth, improved outlook

Hold: Poonawalla Fincorp Ltd.

Recommendation Target

Deven Choksey

Poonawalla Fincorp reported a strong quarter, driven by sharp growth in AUM and a significant improvement in profitability. Asset quality continued to improve, with lower stress levels and a higher proportion of standard assets.

Poonawalla Fincorp has lost -10.68% in the last 1 Week

Poonawalla Fincorp Ltd.

17 Jan 2026

414.40

-7.44%

Scale delivered, operating leverage ahead

Buy: Poonawalla Fincorp Ltd.

Target

Motilal Oswal

Poonawalla Fincorp’s (PFL) 3QFY26 PAT grew ~102% QoQ to ~INR1.5b (~21% miss). NII grew ~50% YoY to ~INR9.2b (in line). Other income jumped ~173% YoY to ~INR1.6b, primarily due to higher fee income in the quarter.

Poonawalla Fincorp Ltd. is trading below all available SMAs

Poonawalla Fincorp Ltd.

20 Nov 2025

414.40

-7.44%

Smart risk, sharp execution, strong outcomes

Buy: Poonawalla Fincorp Ltd.

Target

Motilal Oswal

PFL continues to deliver on its stated ambition of building a digitally enabled, multi-product, and high-ROA retail lending franchise.

Number of FII/FPI investors increased from 188 to 205 in Dec 2025 qtr.

Poonawalla Fincorp Ltd.

23 Oct 2025

414.40

-7.44%

Balanced growth, stronger quality, and digital momentum.

Sell: Poonawalla Fincorp Ltd.

Deven Choksey

Poonawalla Fincorp (PFL) delivered a strong quarter, driven by robust growth, margin expansion, and improved asset quality. The company saw healthy growth in AUM, with disbursements nearly doubling YoY.

Poonawalla Fincorp has gained 30.73% in the last 1 Year

Poonawalla Fincorp Ltd.

27 Apr 2025

414.40

-7.44%

Sequential improvement in credit cost, but higher opex weighs on profitability

Hold: Poonawalla Fincorp Ltd.

Target

ICICI Securities Limited

Poonawalla Fincorp (Poonawalla) reported mixed Q4FY25 earnings with PAT at INR 0.6bn or 76bps RoA, wherein opex continued to be elevated. However, there was some respite on credit cost front with sequential decline.

Poonawalla Fincorp has gained 30.73% in the last 1 Year

Poonawalla Fincorp Ltd.

27 Apr 2025

414.40

-7.44%

Beyond growth, all about leap of faith

Sell: Poonawalla Fincorp Ltd.

Target

Emkay

Poonawalla reported another patchy quarter (Q4) with elevated credit cost (3.03% of AUM) and opex (4.6% of AUM) pushing profitability materially lower (RoA of 0.76%).

Deven Choksey upgraded Poonawalla Fincorp Ltd. to Hold with a price target of 463.0 on 21 Jan, 2026.

Poonawalla Fincorp Ltd.

26 Apr 2025, 12:00AM

414.40

-7.44%

Elevated opex and NIM compression lead to earnings miss

Buy: Poonawalla Fincorp Ltd.

Target

Motilal Oswal

Poonawalla Fincorp (PFL)’s 4QFY25 PAT declined ~81% YoY to ~INR623m (MOFSLe: INR1.8b). FY25 loss was INR983m (vs. PAT of INR10.3b in FY24).

Number of FII/FPI investors increased from 188 to 205 in Dec 2025 qtr.

Poonawalla Fincorp Ltd.

01 Feb 2025

414.40

-7.44%

Legacy book stress keeps credit costs elevated

Buy: Poonawalla Fincorp Ltd.

Target

Motilal Oswal

Poonawalla Fincorp’s (PFL) 3QFY25 PAT declined ~93% YoY to ~INR187m (vs. MOFSLe: INR1.52b). NII grew ~25% YoY to ~INR6.1b (in line), while PPoP grew ~7% YoY to ~INR3.7b (in line).

Poonawalla Fincorp L.. has an average target of 428.25 from 4 brokers.

Poonawalla Fincorp Ltd.

27 Oct 2024

414.40

-7.44%

Earnings miss due to one-time credit costs and higher opex

Buy: Poonawalla Fincorp Ltd.

Target

Motilal Oswal

Poonawalla Fincorp (PFL)’s 2QFY25 loss stood at ~INR4.7b (MOFSLe: INR3b+). The company reported a loss in 2QFY25 mainly due to a one-time provision in STPL book of ~INR6.7b and a one-time opex of ~INR710m from investments in technology.

Number of FII/FPI investors increased from 188 to 205 in Dec 2025 qtr.

Poonawalla Fincorp Ltd.

27 Oct 2024

414.40

-7.44%

Disappointing Q2 on clean-up act; execution remains key for the ambitious plan

Sell: Poonawalla Fincorp Ltd.

Target

Emkay

Poonawalla Fincorp reported disappointing Q2 numbers with the credit cost of Rs9.1bn (including Rs6.7bn one-time provisioning on the STPL book) leading to the company posting a Rs4.7bn loss.

Deven Choksey upgraded Poonawalla Fincorp Ltd. to Hold with a price target of 463.0 on 21 Jan, 2026.

Is Magma Fincorp Ltd. worth buying?

344 Votes:

Buy 78.2%

Sell 13.66%

Hold 8.14%

RESEARCH REPORTS

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