NSE: IIFL | BSE: 532636

Momentum Trap

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599.25 -2.90 (-0.48%)

New 52W High today

1.7M NSE+BSE Volume

NSE 26 Dec, 2025 3:31 PM (IST)

25,481.8

Market Cap

High in industry

Beta 1Year

Very High Volatility

IIFL Finance Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for IIFL, BSE:532636 IIFL Finance Ltd.

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IIFL Finance Ltd.

01 Nov 2025

599.25

-0.48%

Earnings beat with off-book gaining traction; strong gold loan growth

Buy: IIFL Finance Ltd.

Target

Motilal Oswal

IIFL Finance (IIFL)’s 2QFY26 NII grew 7% YoY and ~11% QoQ to ~INR14.4b (in line). Other income stood at ~INR4.9b (PQ: INR3.8b). This was primarily due to higher assignment income of ~INR3.5b (PQ: INR2.3b).

IIFL Finance has gained 37.38% in the last 3 Months

IIFL Finance Ltd.

31 Jul 2025

599.25

-0.48%

Strong growth in gold loans; credit cost guidance raised

Buy: IIFL Finance Ltd.

Target

Motilal Oswal

IIFL Finance (IIFL)’s 1QFY26 NII was down 10% YoY and ~1% QoQ to ~INR12.9b (~10% miss), potentially due to higher interest income reversals.

IIFL Finance has gained 37.38% in the last 3 Months

IIFL Finance Ltd.

14 Feb 2025

599.25

-0.48%

Earnings miss; asset quality weakness in unsecured and micro-LAP

Buy: IIFL Finance Ltd.

Target

Motilal Oswal

IIFL Finance (IIFL)’s 3QFY25 PAT declined ~85% YoY to INR817m. NII declined 22% YoY and ~8% QoQ to ~INR12.4b (~7% miss). Other income stood at ~INR1.1b (PY: INR1.1b). This was lower than our estimates because of lower assignment income and lower gain on fair value changes.

IIFL Finance Ltd. has an average target of 635.00 from 1 broker.

IIFL Finance Ltd.

19 Sep 2024

599.25

-0.48%

RBI revokes gold loan ban; IIFL likely to take steps to regain market share

Buy: IIFL Finance Ltd.

Motilal Oswal

The RBI has lifted the ban on IIFL’s gold loan business, effective immediately. The RBI embargo on the company’s gold loan operations was in force for more than six months.

IIFL Finance Ltd. is trading above all available SMAs

IIFL Finance Ltd.

19 Jan 2024

599.25

-0.48%

Healthy profitability aided by NIM expansion

Buy: IIFL Finance Ltd.

Motilal Oswal

IIFL Finance Ltd. has an average target of 635.00 from 1 broker.

IIFL Finance Ltd.

04 Jan 2024

599.25

-0.48%

Mastering the asset-light model for sustained profitability

Buy: IIFL Finance Ltd.

Motilal Oswal

IIFL Finance Ltd. is trading above all available SMAs

IIFL Finance Ltd.

23 Nov 2023

599.25

-0.48%

Strong execution in core products to sustain

Not Rated: IIFL Finance Ltd.

Motilal Oswal

IIFL Finance has gained 37.38% in the last 3 Months

IIFL Finance Ltd.

20 Oct 2023

599.25

-0.48%

Core products growth momentum sustains with healthy profitability

Buy: IIFL Finance Ltd.

ICICI Securities Limited

IIFL Finance (IIFL)’s healthy Q2FY24 financial performance is a reflection of the successful execution of its retail-focused strategy – AUM grew by 7% QoQ/32% YoY driven by core products (gold, mortgage, MFI and digital loans); growth in non-core products (CRE and capital market financing) remained subdued.

Number of FII/FPI investors decreased from 205 to 188 in Sep 2025 qtr

IIFL Finance Ltd.

21 Aug 2023

599.25

-0.48%

Expanded footprint, diverse portfolio, asset-light approach to drive >20% RoE in near term

Buy: IIFL Finance Ltd.

ICICI Securities Limited

We initiate coverage on IIFL Finance (IIFL) with a BUY rating and a target price of INR 760. We believe IIFL Finance is a direct play on ‘increasing financial formalisation’ with its presence in high-growth segments. Its diversified product portfolio, along with strong >4,000 physical branches, focus on scaling high-margin products like gold loans, MFI, digital loans etc., end-to-end digital process, tight control on asset quality and capital optimisation via co-lending could help it sustain >20% growth and 20% RoE in the near term.