Cholamandalam Investment & Finance Company Ltd.

NSE: CHOLAFIN | BSE: 511243

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1461.20 21.40 (1.49%)

25.10% Gain from 52W Low

1.8M NSE+BSE Volume

NSE 04 Sep, 2025 3:31 PM (IST)

122,930.7

Market Cap

High in industry

1.4

Beta 1Year

Very High Volatility

Cholamandalam Investment & Finance Company Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for CHOLAFIN, BSE:511243 Cholamandalam Investment & Finance Company Ltd.

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Cholamandalam Investment & Finance Company Ltd.

07 Aug 2025

1461.20

1.49%

Q1 stays weak, signs of recovery in H2

Buy: Cholamandalam Investment &...

Target

Sharekhan

Net earnings were in line with estimates (rising 20.6% y-o-y and down 10.3% q-o-q) to Rs. 1,136 crore driven by growth in NII & other income and a lower opex run rate, however higher credit costs partially offset growth.

Cholamandalam Invest.. has an average target of 1616.57 from 7 brokers.

Cholamandalam Investment & Finance Company Ltd.

04 Aug 2025, 12:00AM

1461.20

1.49%

Cholamandalam Investment and Finance Company: Q1FY26 Result Review

Buy: Cholamandalam Investment &...

Recommendation

IDBI Capital

CIFC's AUM growth slow down to 24% YoY vs 27% YoY led by flat YoY growth in disbursements. Management maintained guidance for 20-25% AUM growth led by 15-20% disbursement growth for longer term. NIM improved by 10bps QoQ led by lower cost of funds. We expect benefit of lower interest rate environment on account of fixed rate VF book. Asset quality deteriorated with GS3 at 3.16% vs 2.81%. NII grew by 26% YoY led by improvement in NIMs YoY; however, PPoP grew by 30% YoY led by increase in other income (up 94% YoY). PAT grew by 21% YoY led by higher provisions (up 52% YoY). We have largely maintained our...

Cholamandalam Invest.. has an average target of 1616.57 from 7 brokers.

Cholamandalam Investment & Finance Company Ltd.

04 Aug 2025, 12:00AM

1461.20

1.49%

Result Update:Cholaman.Inv.&Fn

Buy: Cholamandalam Investment &...

Target

Axis Direct

We maintain our BUY recommendation on the stock.

Cholamandalam Investment & Finance Company Ltd. is trading below its 30 day SMA of 1479.1

Cholamandalam Investment & Finance Company Ltd.

02 Aug 2025

1461.20

1.49%

Growth decelerating but strong at 20% YoY; credit cost guidance revised upwards marginally

Hold: Cholamandalam Investment &...

Target

ICICI Securities Limited

Cholamandalam Finance (Chola) sustains robust Q1FY26 performance with PAT growth at 21% YoY, RoA at 2.2% and RoE at 19%.

Number of FII/FPI investors increased from 912 to 944 in Jun 2025 qtr.

Cholamandalam Investment & Finance Company Ltd.

01 Aug 2025

1461.20

1.49%

Asset quality weakness across segments; recovery expected in 2H

Buy: Cholamandalam Investment &...

Target

Motilal Oswal

Cholamandalam Inv. & Finance (CIFC)’s 1QFY26 PAT grew ~21% YoY to INR11.4b (in line). Its 1Q NII grew ~24% YoY to ~INR31.8b (in line).

Cholamandalam Investment & Finance Company Ltd. is trading above its 200 day SMA of 1439.1

Cholamandalam Investment & Finance Company Ltd.

30 Jun 2025

1461.20

1.49%

Factoring in largely steady outlook

Buy: Cholamandalam Investment &...

Target

Sharekhan

CIFC is expected to benefit from declining interest rates as the RBI has reduced repo rate by 100 bps over the last couple of quarters. The management expects a reduction of ~20–25 bps in cost of borrowings, hence improvement in NIM by ~10–15 bps in the current fiscal and some benefits would accrue in FY27.

Cholamandalam Investment & Finance Company Ltd. is trading below its 30 day SMA of 1479.1

Cholamandalam Investment & Finance Company Ltd.

29 Apr 2025

1461.20

1.49%

Result Update:Cholaman.Inv.&Fn

Buy: Cholamandalam Investment &...

Target

Axis Direct

We maintain our BUY recommendation on the stock.

Number of FII/FPI investors increased from 912 to 944 in Jun 2025 qtr.

Cholamandalam Investment & Finance Company Ltd.

29 Apr 2025

1461.20

1.49%

Earnings in line; higher credit costs offset by lower opex

Buy: Cholamandalam Investment &...

Target

Motilal Oswal

Cholamandalam Inv. & Finance’s (CIFC) 4QFY25 PAT grew ~20% YoY to INR12.7b (in line). FY25 PAT grew ~24% YoY to INR42.6b. 4Q NII grew ~30% YoY to ~INR30.6b (in line). Other income grew ~26% YoY to ~INR7b (~9% beat), primarily driven by an upfront assignment income of ~INR940m.

Cholamandalam Investment & Finance Company Ltd. is trading below its 30 day SMA of 1479.1

Cholamandalam Investment & Finance Company Ltd.

28 Apr 2025

1461.20

1.49%

Cholamandalam Investment and Finance Company: Q4FY25 Result Review

Hold: Cholamandalam Investment &...

Recommendation Target

IDBI Capital

Cholamandalam Invest.. has an average target of 1616.57 from 7 brokers.

Cholamandalam Investment & Finance Company Ltd.

28 Apr 2025

1461.20

1.49%

See higher profitability in FY26 driven by credit cost moderation and NIM expansion

Hold: Cholamandalam Investment &...

Target

ICICI Securities Limited

Cholamandalam Finance’s (Chola) Q4FY25 performance was broadly in line with highest quarterly PBT-ROTA at 3.6% driven by 30bps QoQ NIM expansion, 10bps QoQ each credit cost and operating expense moderation.

Cholamandalam Investment & Finance Company Ltd. is trading below its 30 day SMA of 1479.1

Is Cholamandalam Investment & Finance Company Ltd. worth buying?

373 Votes:

Buy 74.8%

Sell 14.75%

Hold 10.46%

RESEARCH REPORTS

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Buy SEE REPORTS >

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