The net interest income (NII) increased by 20.6% y-o-y to Rs 5,705 crore on the back of 12.5% growth in overall advances but more importantly, a change in business mix which has more retail contribution and also due to lower incremental slippages. Net interest margins (NIMs) during the quarter declined slightly by 3BPS on a sequential basis to 3.44% but given the operating...