Conference Call with Mas Financial Services Management and Analysts on Q4FY25 & Full Year Performance and Outlook. Listen to the full earnings transcript.
Finance company Mas Financial Services announced Q4FY25 results PAT: Rs 83.4 crore compared to Rs 70.1 crore during Q4FY24, change 18.97%. AUM: Rs 12867.91 crore compared to Rs 10,721.9 crore during Q4FY24, change 20.02%. For FY25, the PAT stands at Rs 313.97 crore - A growth of 23.61% over FY24. Kamlesh Gandhi, Founder, Chairman & Managing Director, said: "The performance of the company even during these trying times, "Speaks louder than words". We remain steadfast in our commitment to prioritize risk management and profitability while focusing on growing consistently. Going forward we are confident to maintain our fundamentally strong growth momentum backed by very strong enablers. Team MAS remains committed to its mission of excellence through endeavours." Result PDF
Finance company Mas Financial Services announced Q3FY25 results Assets under Management (AUM) of Rs 11677.38 crore and Profit after Tax (PAT) of Rs 78.11 crore for Q3FY25 from Rs 9672.03 crore and Rs 62.44 crore respectively for Q3FY24. The AUM as on 30th September 2024 was Rs 11016.65 crore. A Growth of 20.73% in AUM and 25.09% in PAT over the corresponding period of Q3FY24. Capital Adequacy Ratio (including Tier ll capital) as of 31st December 2024 stood at 25.34%. The Tier-l capital stood al 23.13%. The portfolio quality remained stable and strong at 2.41% gross stage 3 assets and 1.62% net stage 3 assets of AUM as compared to 2.36% gross stage 3 assets and 1.57% net stage 3 assets of AUM as on 30th September 2024. The company continues to carry a management overlay of Rs 17.60 crore as on 31st December, 2024, 0.19% of the total on book assets. The MSME segment contributed ~60% in the YoY AUM growth of the company while other products also contributed meaningfully. Dividend: In consonance to our policy of rewarding the share holders the board has declared an interim dividend of 10% @ Rs 1 per share. Kamlesh Gandhi - Founder, Chairman & Managing Director, said: "We continue to demonstrate a fundamentally strong performance over a sustained period and more importantly through tough cycles too. Going forward we are confident to maintain fundamentally strong growth momentum backed by more than 25 years of track record, strong capitalization and strategy to prioritize risk management and profitability while focusing on growing consistently. Team MAS remains committed to its mission of excellence through endeavors." Result PDF
Finance company Mas Financial Services announced Q2FY25 results Assets under Management (AUM) of Rs 11,016.65 crore and Profit after Tax (PAT) of Rs 75.57 crore for Q2FY25 from Rs 9,046.19 crore and Rs 60.01 crore respectively for the quarter Q2FY24. The AUM as on Q1FY25 was Rs 10,383.59 crore. The standalone disbursement was Rs 3,022.13 crore during the quarter Q2FY25. A Growth of 21.78% in AUM and 27.50% inPAT overthe corresponding period of the previous year. Capital Adequacy Ratio (including Tier ll capital) as of Q2FY25 stood at 26.52%.The Tier-l capital stood at 23.76%. The portfolio quality remained stable and strong at 2.36% gross stage 3 assets and 1.57% net stage 3 assets of AUM as compared to 2.29% gross stage 3 assets and L.52% net stage 3 assets of AUM as on Q1FY25. The company continues to carry a management overlay of Rs 17.50 crore as on Q2FY25, 0.20% of the on book assets. Kamlesh Gandhi - Founder, Chairman & Managing Director, Mas Financial said: "We remain focused and committed to our basics of extending credit where it is due while demonstrating over all robust performance. We are confident to maintain a fundamentally strong and consistent growth. Adequate capitalization, strong asset quality and a track record of more than 25 years to navigate across various cycles will ensure the same thus creating value on a large scale for all its stakeholders. Team Mas remains committed to its mission of excellence through endeavors." Result PDF