Finance company Mas Financial Services announced Q1FY27 results Consolidated Financial Highlights: Total Income for Q1FY27 was Rs 561.92 crore, an increase of 20.62% compared to Rs 465.85 crore in Q1FY26 and a 3.03% increase from Rs 545.41 crore in Q4FY26. Revenue from operations reached Rs 562.46 crore in Q1FY27, reflecting a YoY growth of 20.70% from Rs 465.98 crore in Q1FY26 and a QoQ growth of 3.68% from Rs 542.47 crore in Q4FY26. Profit Before Tax (PBT) for Q1FY27 stood at Rs 147.67 crore, representing a YoY increase of 27.42% over Rs 115.89 crore in Q1FY26 and a 6.13% increase from Rs 139.14 crore in Q4FY26. Profit After Tax (PAT) for the quarter was Rs 110.15 crore, showing a YoY growth of 27.21% from Rs 86.59 crore in Q1FY26 and a QoQ growth of 5.43% from Rs 104.48 crore in Q4FY26. Assets under Management (AUM) reached Rs 16,122.75 crore in Q1FY27, reflecting a YoY growth of 21.24% from Rs 13,298.50 crore in Q1FY26. The company reported a consolidated disbursement of Rs 4,532.76 crore for Q1FY27. Basic and Diluted Earnings Per Share (EPS) for Q1FY27 was Rs 5.98, compared to Rs 4.71 in Q1FY26 and Rs 5.69 in Q4FY26. Standalone Financial Highlights: Total Income for Q1FY27 stood at Rs 530.32 crore, marking a 19.74% YoY increase from Rs 442.89 crore in Q1FY26 and a 2.70% increase from Rs 516.37 crore in Q4FY26. Revenue from operations in Q1FY27 was Rs 531.48 crore, up 19.86% YoY from Rs 443.41 crore in Q1FY26 and up 3.40% QoQ from Rs 514.00 crore in Q4FY26. Profit Before Tax for Q1FY27 was Rs 140.25 crore, a growth of 24.74% over Rs 112.43 crore in Q1FY26 and 5.35% over Rs 133.13 crore in Q4FY26. Profit After Tax reached Rs 104.60 crore in Q1FY27, reflecting a YoY growth of 24.67% compared to Rs 83.90 crore in Q1FY26 and a 4.89% increase from Rs 99.72 crore in Q4FY26. Total Comprehensive Income for Q1FY27 was Rs 105.73 crore, compared to Rs 76.76 crore in Q1FY26 and Rs 96.18 crore in Q4FY26. Basic and Diluted EPS for Q1FY27 was Rs 5.76, compared to Rs 4.62 in Q1FY26 and Rs 5.49 in Q4FY26. Business Highlights: Segment-wise Performance: Financing activities: Revenue reached Rs 560.13 crore in Q1FY27 with a segment profit (before tax) of Rs 145.95 crore. Others (Insurance Broking): Revenue was Rs 1.79 crore in Q1FY27 with a segment profit of Rs 1.72 crore. Standalone Assets Under Management (AUM) Breakdown: Micro-Enterprise Loans: Rs 6,152.92 crore (22.84% YoY growth). SME Loans: Rs 5,484.65 crore (21.19% YoY growth). 2-Wheeler Loans: Rs 1,039.02 crore (19.19% YoY growth). Commercial Vehicle Loans: Rs 1,095.82 crore (13.31% YoY growth). Salaried Personal Loans: Rs 1,374.32 crore (21.48% YoY growth). Asset Quality (Standalone): Gross Stage 3 assets stood at 2.58% in Q1FY27 compared to 2.57% in Q4FY26. Net Stage 3 assets were at 1.70% in Q1FY27, consistent with Q4FY26. The company carries a management overlay of Rs 17.60 crore (0.14% of on-book assets) as of June 30, 2026. Capital Adequacy: Standalone Capital Adequacy Ratio remained strong at 23.25% in Q1FY27, with Tier-I capital at 21.94%. Subsidiary Performance: MAS Rural Housing and Mortgage Finance Limited reported AUM of Rs 976.02 crore (22.94% YoY growth) and a standalone PAT of Rs 4.27 crore in Q1FY27 (54.87% YoY growth). Redemption: The company exercised the option of redemption for 3,33,333 optionally convertible preference shares (OCPS) of MAS Rural Housing and Mortgage Finance Limited in cash (25% of total OCPS) on June 23, 2026. Kamlesh Gandhi, Founder, Chairman & Managing Director, MAS Financial, said: "Team MAS, consistent to its belief that steadily and consistently is the fastest way to reach your goal has once again demonstrated a very robust performance sitnifying high{uality growth for this quarter too. More than 20% trowth in AUM and 27% in PAT on a consolidated basis bears the testimony to the same. We remain committed to trow between 2Vo-25% prioritizing risk management and profitability." Team MAS remains committed to its mission of "Excellence through endeavors." which we now reckon as "PURPOSE LED PROGRESS DRIVEN." Result PDF