Financial Services company IIFL Finance announced Q1FY26 results Q1FY26 Financial Highlights: Loan AUM: Rs 83,889 crore compared to Rs 69,610 crore during Q1FY25, change 21%. Profit before tax: Rs 356.3 crore compared to Rs 436.2 crore during Q1FY25, change -18%. Profit after tax: Rs 274.2 crore compared to Rs 338.2 crore during Q1FY25, change -19%. Return on assets: 1.6% for Q1FY26. Return on equity: 7.6% for Q1FY26. GNPA: 2.3% for Q1FY26. NNPA: 1.1% for Q1FY26. Business Highlights: Home Loans: AUM grew 14% YoY and 1% QoQ to Rs 32,017 crore, maintaining our leadership in affordable housing. Gold Loans: AUM surged 85% YoY and 30% QoQ to Rs 27,274 crore, demonstrating a continued recovery momentum post-RBI embargo. MSME Loans: AUM rose 13% YoY to Rs 13,939 crore but was down 2% QoQ, owing to seasonal dip and strategic re-calibration towards low risk secured lending. Microfinance: AUM stood at Rs 8,916 crore, down 26% YoY and 10% QoQ, impacted by macroeconomic pressures in unsecured lending. Nirmal Jain, Managing Director, said: "Q1 has been a quarter of revival and reassurance. Our Gold Loan business has not just recovered postembargo—it has surged to a new peak in loan AUM, reaffirming customer trust and branch-level resilience. MSME lending continues to present a strong structural opportunity, though we remain cautious and calibrated in our approach. With strengthened governance, sharper risk controls, and techdriven execution, we are well-positioned for sustainable and compliant growth. We remain steadfast in our mission to enable credit access for India’s underbanked—responsibly, transparently, and at scale." Kapish Jain, Group Chief Financial Officer, said: “The year has started on a strong footing both on the top line and bottom line with the flagship business of Gold showing smart AUM growth of 30% QoQ and 85% YoY supported by healthy LTV, improving yield and best in class asset quality. We continue to remain cautious on the MSME and MFI space given the current headwinds and would retain our focus on further strengthening the credit, recovery and collection process in this space. We also commence our journey towards AI with the formation of dedicated internal and external team to work with a time bound program to implement decisive transformation across business and customer facing processes. Result PDF