SBFC Finance Ltd. share price target

SBFC Finance (SBFC) continues to execute on its medium-term guidance, evidenced in its robust RoE expansion to 14.5% in Q4FY26, a >100bps YoY improvement.

SBFC Finance’s (SBFC) Q1FY26 financial performance stands out with RoE improving to 13.5% with RoA stable at 4.5% despite a challenging operating environment.

Q4FY25 marks eight straight quarters of strong financial performance and effective execution at SBFC Finance (SBFC). This is evident in its AUM growth outshining the guided range of 5–7% QoQ, better opex to AUM at 4.65% in FY25 vs. 5.34% in FY24, and credit cost at 80–100bps as envisaged earlier, despite the operating environment being mired in tight liquidity, higher delinquencies in unsecured loans and the rising rate cycle.

IPO Note - SBFC Finance Limited Issue Snapshot: Issue Open: Aug 03 Aug 07, 2023 Price Band: Rs. 54 57 (Discount of Rs 2 for all eligible employees) *Issue Size: 179,824,561 eq sh (Fresh Issue of Rs 600 cr + Offer for sale of Rs.425.0 cr) Reservation for: QIB upto 50% eq sh Non-Institutional atleast 15% eq sh ((including 1/3rd for applications between Rs.2 lakhs to Rs.10 lakhs)) Retail atleast 35% eq sh Face Value: Rs 10 Book value: Rs 19.26 (March 31, 2023) Bid size: - 260 equity shares and in multiples thereof 100% Book built Issue

IPO NOTE