NSE: SOUTHBANK | BSE: 532218

Strong Performer, Getting Expensive

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42.64 0.52 (1.23%)

New 52W High today

43.2M NSE+BSE Volume

NSE 07 Jan, 2026 3:31 PM (IST)

11,159.5

Market Cap

Low in industry

Beta 1Year

High Volatility

Board Meeting

The next board meeting for South Ind Bank is on 15 Jan 2026 for the purpose of Quarterly Results See details

South Indian Bank Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for SOUTHBANK, BSE:532218 South Indian Bank Ltd.

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South Indian Bank Ltd.

07 Nov 2025, 12:00AM

42.64

1.23%

Valuation Rationale:

Buy: South Indian Bank Ltd.

NDA Securities

We expect moderate multiple expansion as the bank sustains mid-teen RoE, stable margins, and continued balance sheet strengthening.

South Ind Bank has gained 42.18% in the last 3 Months

South Indian Bank Ltd.

18 Oct 2025

42.64

1.23%

Granular growth driving structural rebalancing: Gradual but clear shift in loan mix was visible during Q2FY26, as focus moved towards better yield retail & MSME segments. Retail advances grew nearly 22% YoY, supported by robust traction in gold and home loans, while MSME disbursement surged 127% YoY, reflecting broad-based momentum. Consequently, the share of corporate loans declined to ~40% of total advances (vs 42% Q1FY26), indicating execution of moving towards RAM being on-track. The expanding retail and MSME base, aided by co-lending partnership and digital sourcing...

Number of FII/FPI investors increased from 179 to 198 in Sep 2025 qtr.

South Indian Bank Ltd.

06 Oct 2025

42.64

1.23%

South Indian Bank

Buy: South Indian Bank Ltd.

ICICI Direct

Number of FII/FPI investors increased from 179 to 198 in Sep 2025 qtr.

South Indian Bank Ltd.

23 Sep 2025

42.64

1.23%

South Indian Bank

Buy: South Indian Bank Ltd.

Target

ICICI Direct

De-risking legacy book and building healthy portfolio: South Indian Bank's pre2020 defaults in corporate exposures and Covid related delays spiked NPAs to 5.9% in FY22, forcing large provisions that hammered profitability. The bank has since derisked sharplylegacy stressed book down from 65,349 crore (63% of advances in FY22) to 16,973 crore (19% in FY25) via recoveries/exitsdriving GNPA to 3.2%, NNPA to 0.9%, and PCR to 85%, with ~98% of corporate book now being AAA/A+ rated. Newly originated granular retail/MSME and selective corporate lending shines pristine (GNPA 0.46%), backed by tighter underwriting, digital platforms, and robust collections, with fresh slippages easing to 1.5% for sustained turnaround. Recalibrating the mix remain core strategy: Management is driving a structural...

South Ind Bank has gained 42.18% in the last 3 Months

South Indian Bank Ltd.

29 Jul 2025

42.64

1.23%

SOUTH INDIAN BANK LTD

Accumulate: South Indian Bank Ltd.

Target

Geojit BNP Paribas

South Indian Bank Ltd. has an average target of 41.80 from 5 brokers.

South Indian Bank Ltd.

20 Jul 2025

42.64

1.23%

Treasury helps sustain 1% RoA despite NIM headwinds; net NPA improves sharply

Buy: South Indian Bank Ltd.

Target

ICICI Securities Limited

South Indian Bank (SIB) reported a better-than-expected Q1FY26 with PAT of INR 3.2bn (5% beat) and a sharp improvement in asset quality. Despite NIM headwinds (down 18bps QoQ), SIB sustained ~1% RoA for the eighth consecutive quarter, aided by strong other income.

South Indian Bank Ltd. is trading above all available SMAs

South Indian Bank Ltd.

19 Jul 2025

42.64

1.23%

Decent performance in a seasonally weak quarter; maintaining a Buy

Buy: South Indian Bank Ltd.

Target

Anand Rathi

Higher Treasury income and moderate opex offset SIB’s Q1 lower margins (down 18bps q/q), keeping overall operating performance stable.

South Ind Bank has gained 42.18% in the last 3 Months

South Indian Bank Ltd.

05 Jun 2025

42.64

1.23%

SOUTH INDIAN BANK LTD

Accumulate: South Indian Bank Ltd.

Target

Geojit BNP Paribas

South Ind Bank has gained 38.98% in the last 6 Months

South Indian Bank Ltd.

17 May 2025

42.64

1.23%

Sustains 1% RoA with improved slippages; strong other income utilised towards NNPA reduction

Buy: South Indian Bank Ltd.

Target

ICICI Securities Limited

South Indian Bank (SIB) reported better-than-expected Q4FY25 PAT of INR 3.4bn (up 19% YoY; 8% beat), driven by other income. It sustained ~1% RoA for seventh consecutive quarter with FY25 RoA at 1.06%.