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ICICI Direct
Granular growth driving structural rebalancing: Gradual but clear shift in loan mix was visible during Q2FY26, as focus moved towards better yield retail & MSME segments. Retail advances grew nearly 22% YoY, supported by robust traction in gold and home loans, while MSME disbursement surged 127% YoY, reflecting broad-based momentum. Consequently, the share of corporate loans declined to ~40% of total advances (vs 42% Q1FY26), indicating execution of moving towards RAM being on-track. The expanding retail and MSME base, aided by co-lending partnership and digital sourcing...
Number of FII/FPI investors increased from 179 to 198 in Sep 2025 qtr.
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