Cholamandalam Investment & Finance Company Ltd.

NSE: CHOLAFIN | BSE: 511243

Momentum Trap

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1569.90 -22.90 (-1.44%)

34.41% Gain from 52W Low

1.3M NSE+BSE Volume

NSE 26 Sep, 2025 3:54 PM (IST)

132,091.2

Market Cap

High in industry

1.4

Beta 1Year

Very High Volatility

Cholamandalam Investment & Finance Company Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for CHOLAFIN, BSE:511243 Cholamandalam Investment & Finance Company Ltd.

Cholamandalam Investment & Finance Company Ltd.

09 May 2022

1569.90

-1.44%

Result Update:Cholaman.Inv.&Fn

Buy: Cholamandalam Investment &...

Axis Direct

We maintain a BUY rating on the stock with a target price of 720 (4x FY24 P/ABV), implying an upside of 13% from the CMP

Number of FII/FPI investors increased from 912 to 944 in Jun 2025 qtr.

Cholamandalam Investment & Finance Company Ltd.

07 May 2022

1569.90

-1.44%

Well equipped to manage the interest rate up-cycle; build-out of newer businesses will be key

Buy: Cholamandalam Investment &...

Target

Motilal Oswal

Cholamandalam Invest.. has an average target of 1616.57 from 7 brokers.

Cholamandalam Investment & Finance Company Ltd.

03 Feb 2022

1569.90

-1.44%

Result Update:Cholaman.Inv.&Fn

Buy: Cholamandalam Investment &...

Target

Axis Direct

We maintain a BUY rating on the stock with a target price of 720 (4x FY24 P/ABV).

Cholamandalam Investment & Finance Company Ltd. is trading above all available SMAs

Cholamandalam Investment & Finance Company Ltd.

03 Feb 2022

1569.90

-1.44%

Confidence in successful buildout of newer ecosystems may trigger further rerating

Buy: Cholamandalam Investment &...

Target

Motilal Oswal

Cholamandalam Inv. and Fin (CIFC) reported 3QFY22 PAT of INR5.24b (8% miss), down 14% QoQ / up 28% YoY. Despite in-line NII/opex/PPoP, this miss was on account of higher-than-estimated credit costs of INR2.5b...

Cholamandalam Invest.. has an average target of 1616.57 from 7 brokers.

Cholamandalam Investment & Finance Company Ltd.

02 Feb 2022

1569.90

-1.44%

CHOLAMANDALAM FINANC

Buy: Cholamandalam Investment &...

Target

Prabhudas Lilladhar

Q3FY22 earnings stood lower than our estimates, largely due to elevated provisions (grew ~4x QoQ; credit costs:1.4%). Asset quality improvement stood marginal as Stage 3 at 5.9% (PLe: 7.0%) down mere 31bps QoQ as Stage 2 at 10.4% vs 12.7% in Q2FY22 (restructured book at ~6%) still stands elevated. Opex grew 44.2% YoY and is expected to remain elevated as CIFC...

Cholamandalam Investment & Finance Company Ltd. is trading above all available SMAs

Cholamandalam Investment & Finance Company Ltd.

02 Feb 2022

1569.90

-1.44%

Cholamandalam Investment and Finance Co. Ltd. | Q3FY22 Result Update

Buy: Cholamandalam Investment &...

Target

Edelweiss

Results a mixed bag; Growth returned

Number of FII/FPI investors increased from 912 to 944 in Jun 2025 qtr.

Cholamandalam Investment & Finance Company Ltd.

02 Nov 2021

1569.90

-1.44%

Cholamandalam Investment: Q2FY22 Result Review

Buy: Cholamandalam Investment &...

Target

IDBI Capital

CIFC's restructured assets increased to 6.9% vs 5.4% of loan book; higher than its peers which is the key concern. However, Management is quite confident of recovery in coming quarters which is visible in improvement in collection efficiency; Oct at 116% vs Sept at 115%. Asset quality improved with gross stage 3 assets declined to 6.16% vs 6.79% QoQ (2.98% YoY). Further, Covid-19 related provisions stood at 1.0% of AUM which should support credit cost for H2FY22. NIMs improved by 10bps QoQ to 7.7%. AUM growth further declined to 4% YoY (7% Q1FY22) led by higher repayments although strong growth in disbursements (up 35% YoY). NII grew by 11% YoY led by...

Cholamandalam Investment & Finance Company Ltd. is trading above all available SMAs

Cholamandalam Investment & Finance Company Ltd.

02 Nov 2021

1569.90

-1.44%

Result Update:Cholaman.Inv.&Fn

Buy: Cholamandalam Investment &...

Recommendation Target

Axis Direct

We recommend a BUY with a target price of 690 (3.9x FY24 P/ABV)

Number of FII/FPI investors increased from 912 to 944 in Jun 2025 qtr.

Cholamandalam Investment & Finance Company Ltd.

01 Nov 2021

1569.90

-1.44%

Disbursements gained momentum; decline in the stressed asset pool

Buy: Cholamandalam Investment &...

Target

Motilal Oswal

Core spreads declined by 15bp QoQ and 25bp YoY to 7.5%. Other income was up 29% QoQ, in line with the growth in disbursements. Asset quality improved with a decline of ~200bp QoQ in S2+S3 loans. Incremental restructuring of ~140bp in 2QFY22 was well within the...

Cholamandalam Investment & Finance Company Ltd. is trading above all available SMAs

Cholamandalam Investment & Finance Company Ltd.

31 Aug 2021

1569.90

-1.44%

Sector Update - CV Financiers Structural weakness persists for FY22; stay selective

Buy: Cholamandalam Investment &...

Prabhudas Lilladhar

Our extensive channel checks across first time buyers, small & large fleet operators and credit heads are suggestive of a bleak 9MFY22 for CV financiers. While lockdown impositions stand behind and collection efficiencies have picked up (avg. 90%), the repayment capabilities of driver/owner, small fleet operators continue to remain weak. While festive season demand is building up, fleet operators expect mere 10-15% business growth uptick from current levels and the same is function of improved consumption trends. Immediate concerns such as pandemic related...

Cholamandalam Invest.. has an average target of 1616.57 from 7 brokers.

Is Cholamandalam Investment & Finance Company Ltd. worth buying?

375 Votes:

Buy 74.93%

Sell 14.67%

Hold 10.4%

RESEARCH REPORTS

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Buy SEE REPORTS >

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