NSE: AAVAS | BSE: 541988

Mid-range Performer

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1574.80 -53.80 (-3.30%)

Near 52W Low of ₹1516.90

104.7K NSE+BSE Volume

NSE 26 Sep, 2025 3:31 PM (IST)

12,466.3

Market Cap

Above industry Median

0.7

Beta 1Year

Very Low volatility

Aavas Financiers Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for AAVAS, BSE:541988 Aavas Financiers Ltd.

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Aavas Financiers Ltd.

13 Aug 2025

1574.80

-3.30%

AAVAS Financiers: Q1FY26 Result Review

Buy: Aavas Financiers Ltd.

Recommendation Target

IDBI Capital

Aavas reported decline in disbursements post change in recognition process; disbursements de-grew by 5% YoY. Thus, AUM growth slowed down to 16% YoY vs 18% YoY (Q4FY25). Management revised guidance downwards to 18-20% vs 20-25% AUM growth for FY26. Asset quality deteriorated with GNPA at 1.22% vs 1.08% QoQ; further reported rise in 1+ dpd to 4.15% vs 3.39% led by seasonality. Spreads improved by 22bps QoQ to 5.11% due to decline in cost of funds. NII grew by 14% YoY led by improvement in NIMs; PPoP grew by 12% YoY led by higher operating expenses (up 21% YoY). PAT grew by 10% YoY led by higher...

Promoters have increased holdings from 26.47% to 48.96% in Jun 2025 qtr.

Aavas Financiers Ltd.

13 Aug 2025

1574.80

-3.30%

AAVAS Financiers (AAVAS IN) Q1FY26 Result Update Upgrade...

Accumulate: Aavas Financiers Ltd.

Target

Prabhudas Lilladhar

AAVAS saw a weak quarter as disbursal growth fell by 43% QoQ (usually Q1 sees a 25-30% QoQ dip) and overall stress increased. Disbursals were ~17% lower to PLe since the company transitioned to a realization-based model for disbursal recognition to adopt a more conservative approach, also aligning with regulatory expectations. Credit flow for Jul'25 has normalized to Rs5.56.0bn vs avg. Rs3.8bn in Q1'26. While AAVAS has guided for an AuM growth for FY26E of 18-20%, we have factored an AuM CAGR of 17% due to the Q1'26...

Promoters have increased holdings from 26.47% to 48.96% in Jun 2025 qtr.

Aavas Financiers Ltd.

25 Apr 2025

1574.80

-3.30%

Steady quarter; NIM pressure visible in H1FY26

Hold: Aavas Financiers Ltd.

Recommendation Target

ICICI Securities Limited

Aavas Financiers (Aavas) reported in-line Q4FY25 financial performance, evident in strong 6% QoQ AUM growth, steady 15bps credit cost, 46bps QoQ dip in 1+ DPD to 3.39% and RoA at 3.3%.

Number of FII/FPI investors increased from 200 to 209 in Jun 2025 qtr.

Aavas Financiers Ltd.

25 Apr 2025

1574.80

-3.30%

AAVAS Financiers: Q4FY25 Result Review

Hold: Aavas Financiers Ltd.

Recommendation Target

IDBI Capital

Aavas Financiers Ltd. is trading below all available SMAs

Aavas Financiers Ltd.

25 Apr 2025

1574.80

-3.30%

AAVAS Financiers (AAVAS IN) Q4FY25 Result Update Growth/margin...

Accumulate: Aavas Financiers Ltd.

Target

Prabhudas Lilladhar

to opex drag since 24 branches and 939 employees were added in Q4FY25. AuM is guided to grow by 20% in FY26 (vs +18% in FY25). We are factoring an 18% CAGR in AuM over FY25-27E owing to likely increase in competition due to falling interest rates and a higher base. Company expects NIM to improve in FY26 (FY25 5.94%) led by lower competition from banks/HFCs and (2) focus on...

Number of FII/FPI investors increased from 200 to 209 in Jun 2025 qtr.

Aavas Financiers Ltd.

24 Apr 2025

1574.80

-3.30%

Tech transformation benefits likely to materialize from FY26

Neutral: Aavas Financiers Ltd.

Target

Motilal Oswal

AAVAS Financiers (AAVAS)’s 4QFY25 PAT grew ~8% YOY to ~INR1.54b (in line). FY25 PAT grew ~17% YoY to INR5.7b. NII in 4QFY25 grew 14% YoY to ~INR2.7b (in line).