Q4FY26 performance: L&T Finance reported a steady performance in Q4FY26, with retail disbursement increasing to 24,107 crore (+62% YoY/ +6% QoQ), driven by strong traction across rural business finance, urban finance and continued scale-up in gold finance. Retail book expanded ~26% YoY (7% QoQ) to 1,19,508 crore, while consolidated book stood at ~1,21,728 crore. NIM+Fees improved to 10.47% (+6 bps QoQ), supported by calibrated mix and stable yields. PAT grew 27% YoY (6% QoQ) to 807 crore, with RoA improving to 2.4% and RoE to 11.7%. Asset quality trends improved, with credit cost declining to 2.64% vs 2.83% in Q3, reflecting better...