Advances mix Retail : 52%, SME : 14%, Wholesale : 34% Q4FY26, led by lower credit cost and stabilising asset quality, though loan growth remained muted. NII stood at 4,371 crore (+43.4% YoY / 4.2% QoQ), while NIM moderated to 3.39% (13 bps QoQ) as Q3 included one-off interest recovery, though underlying margin was aided by lower cost of funds. Other income remained QoQ flat on slower disbursement and benign treasury, YoY inflated due to lower base (+141.8% YoY / +0.4% QoQ). Provisions declined sharply to 1,482 crore (41.2% YoY / 29.3% QoQ) as net slippages fell 37% QoQ. PAT improved to 594 crore....