IndusInd Bank announced Q4FY25 & FY25 results Q4FY25 & FY25 Financial Highlights: The Bank has reported a full year Net Profit After Tax of Rs 2,575 crore The Capital Adequacy of the Bank remains robust at 16.24% after absorbing all the impact Net worth at Rs 62,532 crore in Q4FY25 as compared to Rs 61,445 crore in Q4FY24 The Bank has healthy liquidity position with LCR of 118% average for Q4FY25 and continues to be comfortable with an LCR of 139% average for the first half of the ongoing Q1FY26. Net Interest Income for the year FY25 at Rs 19,031 crore as compared to year FY24 at Rs 20,616 crore. Fee and other income for the year FY25 at Rs 7,690 crore as compared to year FY24 at Rs 9,396 crore. Total Income (Interest Income and Fee Income) for year FY25 at Rs 56,358 crore as compared to Rs 55,144 crore for the corresponding year FY24. Operating expenses for the year FY25 were Rs 16,060 crore as against Rs 14,148 crore for the corresponding year FY24 Total expenditure (Interest expended and Operating expenses) for FY25 at Rs 45,696 crore as compared to Rs 39,280 crore for the corresponding FY24 Pre Provision Operating Profit (PPOP) at Rs 10,661 crore for year FY25 as against Rs 15,864 crore for corresponding year FY24 Commenting on the performance, Sunil Mehta, the Chairman of the Board of Directors, IndusInd Bank said: “The Board and the Management acknowledge that the lapses happened have been unfortunate for an institution like our Bank. However, the Board along with the management have shown a strong resolve to address all the identified issues in timely and comprehensive manner. The Bank has a robust Networth and balance sheet even after absorbing impact from all the past anomalies. The learnings from these incidents will be imbibed to reinforce the governance and compliance culture of the organisation. The Bank at its core has profitable business model and it will pivot towards sustainable growth as we put this episode behind us. The Bank would like to express its gratitude to the regulators and particularly the RBI for its support and guidance in helping navigating these challenging times.” Commenting on the performance, Soumitra Sen and Anil Rao, the members of the Committee of Executives, IndusInd Bank said: “The Bank’s core competencies remain strong which allows it to take these challenges in its stride. We are confident that the Bank will emerge stronger as the foundation will become robust incorporating the learnings from recent events. The management is committed to ensure interests of all the stakeholders are protected and deliver on the near and long term growth agenda with unrelenting focus on governance. We are thankful to the Board for their continued guidance and direction, all the employees who have ensured smooth customer service in current times, the regulators as well as shareholders in helping the franchise and we look forward to their continued support.” Result PDF