Indian Overseas Bank announced Q2FY26 results Net Profit up by 57.79% to Rs 1,226 crore. Operating profit increased by 12.78% to Rs 2,400 crore. Net Interest Income increased by 20.53% to Rs 3,059 crore. Net Interest Margin (NIM)-Domestic increased to 3.35%. Net Interest Margin (NIM)-Global increased to 3.21%. Cost to Income Ratio reduced by 321 bps to 45.76%. Return on Assets (ROA) increased by 38 bps to 1.20%. Return on Equity (RoE) increased by 305 bps at 19.95%. Total Business grew by 14.10% to Rs 6,17,034 crore. Total Deposits up by 9.15% to Rs 3,39,066 crore. CASA deposits increased by 4.19% to Rs 1,37,387 crore. CASA Ratio stood at 40.52% as on 30.09.2025. Gross Advances increased by 20.78% to Rs 2,77,968 crore. CD Ratio increased to 81.98% as on 30.09.2025. Gross NPA reduced by 89 bps to 1.83% as on 30.09.2025. Net NPA reduced by 19 bps to 0.28% as on 30.09.2025. Slippage ratio maintained at 0.11% as on 30.09.2025. Credit Cost stood at 0.18% as on 30.09.2025. Total Recovery during the quarter stood at Rs 874 crore. Provision Coverage Ratio increased by 42 bps to 97.48%. CRAR improved by 49 bps to 17.94% as on 30.09.2025. Result PDF