ICICI Securities Ltd | Retail Equity Research Asset quality deteriorated with GNPA at | 459 crore vs. | 403.9 crore in Q2FY17. GNPA ratio, therefore, surged to 4.78 from 4.29% QoQ PAT came in at | 83.2 crore, above our estimate of | 78 crore, led by a better-than-expected topline. NII came in above our estimate at | 129.9 crore but declined QoQ from | 141 crore due to higher NPA NIM fell to 5.44% from 6.15%, owing to interest income reversal. Advances grew 23% YoY and 2% QoQ to | 9613 crore, depicting...