PTC Financial News and Updates

Finance company PTC India Financial Services announced Q1FY27 results Standalone Financial Highlights: Total Income for Q1FY27 stood at Rs 103.31 crore, reflecting a YoY decline of 27.37% from Rs 142.24 crore in Q1FY26 and a QoQ decrease of 13.26% from Rs 119.11 crore in Q4FY26. Total Revenue from Operations for Q1FY27 reached Rs 103.31 crore, marking a YoY decrease of 27.20% from Rs 141.91 crore in Q1FY26 and a QoQ decline of 13.24% compared to Rs 119.08 crore in Q4FY26. Net Profit for the Quarter was reported at Rs 40.24 crore in Q1FY27, representing a YoY decline of 70.55% from Rs 136.63 crore in Q1FY26 and an 11.56% QoQ decrease from Rs 45.50 crore in Q4FY26. Profit Before Tax (PBT) for Q1FY27 stood at Rs 54.25 crore, down 62.92% YoY from Rs 146.31 crore in Q1FY26 and down 11.92% QoQ from Rs 61.59 crore in Q4FY26. Interest Income reached Rs 87.21 crore in Q1FY27, a decrease of 33.69% YoY from Rs 131.52 crore in Q1FY26 and a decrease of 19.98% QoQ from Rs 108.98 crore in Q4FY26. Total Comprehensive Income for Q1FY27 was reported at Rs 40.40 crore, compared to Rs 136.36 crore in Q1FY26 and Rs 45.55 crore in Q4FY26. Earnings Per Share (EPS) (Basic & Diluted) for Q1FY27 was Rs 0.63, compared to Rs 2.13 in Q1FY26 and Rs 0.71 in Q4FY26. Consolidated Financial Highlights: Total Income for Q1FY27 was Rs 103.31 crore, reflecting a YoY decline of 27.37% from Rs 142.24 crore in Q1FY26. Net Profit for the Quarter reached Rs 40.24 crore in Q1FY27, showing a YoY decrease of 70.55% from Rs 136.63 crore in Q1FY26. Profit Before Tax for Q1FY27 stood at Rs 54.25 crore, compared to Rs 146.31 crore in Q1FY26. Total Comprehensive Income for Q1FY27 was Rs 40.40 crore, compared to Rs 136.36 crore in Q1FY26. Business Highlights: Regulatory Compliance: As of June 30, 2026, the company did not comply with the minimum infrastructure exposure requirement of 75% prescribed for NBFC-IFC classification. Management is undertaking measures to restore compliance by the stipulated timeline of September 30, 2026. Associate Companies: The company has two associates, M/s R.S. India Wind Energy Private Limited and M/s Varam Bioenergy Private Limited. The share of profit/loss from these associates was considered as Nil for Q1FY27 as the investments were fully impaired/written off in earlier years. Capital and Assets: Net worth as of June 30, 2026, stood at Rs 3,120.12 crore. The Capital Adequacy Ratio was reported at 68.91%, and the Debt-equity ratio was 0.49. Asset Quality: The Gross stage 3 ratio stood at 6.45% and the Net stage 3 ratio was 1.68% for the quarter ended June 30, 2026. Management Update: Shri Rajiv Malhotra was re-designated as MD & CEO (Addl. Charge) effective from July 1, 2026. Infrastructure Bonds: Security Coverage Ratio in respect of Non-Convertible Bonds (NCB), calculated based on book value, was more than 1.00 times of the outstanding NCB as of June 30, 2026. Management Commentary: PFS enters FY27 with a clear focus on leveraging its core infrastructure financing capabilities and over two decades of sector expertise to drive sustainable and profitable growth. Infrastructure financing will remain the Company’s primary growth engine, with opportunities spanning diverse loan sizes and the broader infrastructure value chain. The Company will continue to focus on building a balanced, diversified and high-quality loan portfolio by leveraging its established client relationships and deepening its presence across private sector, PSU and government entities. PFS will deploy its infrastructure sector expertise and structured financing capabilities to identify and execute opportunities across both established and emerging infrastructure segments. The Company's growth strategy remains anchored in calibrated and profitable growth, with disciplined underwriting and robust risk management continuing to be key priorities. The Company’s approach to investing balances data-driven analytics with experiential judgment. While Q1FY27 was a relatively muted quarter, the Management remains optimistic by the strengthening business pipeline and opportunities emerging across the infrastructure financing ecosystem. PFS remains committed to delivering sustainable and risk-aware growth and creating long-term value for all stakeholders.” Result PDF

34.74% Fall from 52W High

PTC Financial News and Updates

Keep track of all breaking news on PTC Financial from all sources in a single place.