L&T Finance Holdings (LTFH) has reported adjusted consolidated PAT of Rs5.01bn in Q4FY23, up 10% QoQ and 46% YoY. Aligning to Lakshya 2026 goals, retail portfolio scaled up 7% QoQ/ 35% YoY and it has commenced accelerated reduction in wholesale portfolio (down 37% QoQ/ 53% YoY).