One offs boost earnings; margins surprise; MTM losses likely over PAT was at INR 3.7bn, up by 21% YoY led by one-off INR 1.1bn gain in interest rate swap NII grew by 28% Yo Y and Other Income was up 61% YoY NIMs declined just 10 bps QoQ to 2.9%, Loan growth muted at 14% Yo Y, likely to pick up in 2HFY14 Savings deposits grew 5% QoQ to 10.1% of overall deposits ; CASA up 21bps QoQ to 20.4% Healthy NII, Other Income growth given volatile macro environment YES Bank reported a healthy 40% YoY growth in total income as NII growth came in at 28% YoY and...