Highlights Consolidated Net profit for Q2FY22 at Rs 1,147 crores upby 73% from Rs 663 crores in Q2FY21 NIM steady at 4.07%, Net NPA stable at 0.80% and ROA at 1.29% for Q2FY22 Fee income at Rs 1,838 crores from Rs 1,554 crores (up by 18% YOY); Core Fee at Rs 1,506 crores up by 42% YOY Healthy growth in Deposits, up by 21% YOY to Rs 2,75,288 crores in Q2FY22 from Rs 2,27,884 crores, Saving Deposit grew by 46% YOY to Rs 83,276 crores from Rs 57,073 crores CRAR for Q2FY22 up at 17.37% (including PAT at 18.06%) as against 16.55% for Q2FY21. NIM at 4.07%, Net NPAs at 0.80%, Provision Coverage ratio at 72%, Capital adequacy ratio (CRAR) at 17.37% and Liquidity Coverage Ratio at 148% underscore the strength of operating performance, resilient liquidity buffers and adequacy of capital. The Bank's consolidated financial results include the financial results of its wholly owned subsidiary, Bharat Financial Inclusion Limited (BFIL), a business correspondent (BC) of the Bank involved in originating small ticket MFI loans, for the Bank. Result PDF