4QFY21 marks the manifestation of sequentially lower provisioning expenses (32.9bn v/s 46.0bn in the previous quarter) and surge in net profit to 26.8bn against 11.1bn in the previous quarter. As the asset classification resumes, the bank's reported slippages number remains low (52.9bn v/s 79.9bn pro-forma slippages in 3QFY21) with GNPA and NNPA ratio declined to 3.70% and 1.05% respectively against the Pro-forma GNPA and NNPA ratio of 4.55% and 1.19% in the previous quarter. The bank's PCR (including TWO) has seen further improvement to 88% v/s 87% in the previous quarter. Moreover the resolution rate (98%) stood better than pre-COVID level. Furthermore, the BB & below book inched down sequentially by 28bps to 1.09% of customer...