impacted by prudent expense and provisioning charges to the extent of Rs 1050 crore. The bank has posted 14% growth in the Net Interest Income (NII), while NII before interest reversal has moved up 19%. Reported NIM stood at 3.59% for Q3FY21, while NIM before interest reversal was higher at 3.89%. The fee income grew 5% yoy and 6% qoq with retail fee contributing 64% of overall fees. On deposits front, the bank has showed steady growth in stable and granular retail deposits. On QAB basis, CASA plus Retail term deposits grew 16% yoy. CASA ratio at 42%, improved 232 bps...