NII increased 13% YoY (in-line), NIMs fell 5bps QoQ to 3.4%. Other income grew 32% YoY to INR38.6b, led by treasury gains of INR8.3b and strong traction in retail fee (+28% YoY). Corporate fees declined 1% YoY to INR2.7b. Loan growth stood at 13% YoY to INR4.9t. Domestic loans grew at 19% YoY, led by 22% YoY growth in retail loans. Overseas book declined 34% YoY and formed 7.2% of total loans. Deposits grew at 21% YoY (-1% QoQ), led by 34% YoY growth in TD deposits. Daily average CASA was stable sequentially at 41%, though period-end CASA declined 300bp QoQ....