Overseas book de-grew 29% YoY in Q4FY19. However, impressive growth of 18% YoY in domestic book held up overall advances at 12.5% YoY. Domestic growth was fuelled by both retail (19% YoY) & corporate (17% YoY). Credit card, PL, education loan & small business banking continue to remain growth engines ahead. A 21% YoY deposit growth was led by strong term deposit growth (45% YoY). CASA ratio stood at 44.4%. Asset quality improved on the back of marginally lower slippages of | 3012 crore QoQ and healthy reduction | 4077 crore. GNPA ratio improved by 49...