Advances grew by 7.3% YoY driven by both domestic loans (7.3% YoY) as well as international loans (7.3% YoY). Domestic loan (~82% of total loans) growth was mainly led by strong traction in the retail segment (21.2% YoY). However, large corporate and mid corporate reported tepid loan growth of 3.6% and 0.2% YoY, respectively as the bank continued to remain cautious in lending to mid and large corporates after witnessing high levels of stress from these segments. Going forward, we expect advances to grow at a healthy CAGR of 12% over FY17-19E led by robust momentum in retail loan growth. On liabilities side, deposits grew 18.1% YoY supported...