L&T; Finance Holdings (LTFH), holding company for all finance-related activities of the L&T; Group, is one of the largest NBFCs in India with loan book standing at nearly Rs800 bn. It is promoted by infrastructure conglomerate Larsen & Toubro Ltd (64.01% stake as of Mar'18). Having ~1,100 point of presence (including 219 branches) across 23 states, the company operates in retail/wholesale lending as well as across 2W finance, tractor finance, infra finances, microfinance, home loans/LAP, builder finance and structured finance among other product lines. LTFH is now on a path of sustainable growth and profitability after successfully...