New Business Premium (NBP) grew by 23.7% yoy to Rs17.1bn in Q4FY18 (+60.5% qoq) (Emkay Est: Rs17.1bn). APE growth was also in line at Rs13.5bn (+23.9% yoy; 74.9% qoq). Renewals at Rs29.3bn came in better than expected due to improvement in 25 th Month & 37th Month persistency to 72% (+200 bps yoy) and 62% (+200 bps yoy), respectively. The 13th Month persistency remained stable at 80%....