ICICI Securities Ltd | Retail Equity Research On the asset quality front, GNPA increased 23% QoQ to | 7243 crore after a surge of 12% QoQ already seen in Q4FY17, primarily on account of agricultural NPA (60% of fresh addition) led by farm loan waivers. GNPA ratio surged 19 bps to 1.24% vs. 1.05%. Net non performing assets (NNPA) were at 0.44%. Accordingly, provisions increased to | 1559 crore, up 80% YoY and 23% QoQ. The bank has enhanced specific provision coverage for its agricultural NPA book...