HDFC Bank announced Q4FY26 & FY26 results Q4FY26 Financial Highlights: The Bank's net revenue grew by 5.0% to Rs 462.8 billion for Q4FY26 from Rs 440.9 billion Q4FY25. Net interest income for Q4FY26 grew by 3.2% to 330.8 billion from 320.7 billion Q4FY25. Other income (non-interest revenue) for Q4FY26 was Rs 132.0 billion. The four components of other income for Q4FY26 were fees & commissions of Rs 92.2 billion (Rs 85.3 billion in Q4FY25). Profit before tax (PBT) for Q4FY26 was at Rs 251.9 billion. Profit after tax (PAT) for the quarter was at Rs 192.2 billion, a growth of 9.1% over Q4FY25. Total balance sheet size as of March 31, 2026 was Rs 43,649 billion as against Rs 39,102 billion as of March 31, 2025. The Bank's average deposits were Rs 28,511 billion for Q4FY26, a growth of 12.8% over Rs 25,280 billion for Q4FY25, and 3.6% over Rs 27,524 billion for Q3FY26. The Bank's average CASA deposits were Rs 9,184 billion for Q4FY26, a growth of 10.8% over Rs 8,289 billion for Q4FY25, and 2.2% over Rs 8,984 billion for Q3FY26. Gross advances were at Rs 29,600 billion as of March 31, 2026, an increase of 12.0% over March 31, 2025. Advances under management grew by 10.2% over March 31, 2025. Retail loans grew by 6.5%, small and mid-market enterprises loans grew by 17.2% and corporate and other wholesale loans grew by 13.0%. Overseas advances constituted 1.6% of total advances. Capital Adequacy: The Bank's total Capital Adequacy Ratio (CAR) as per Basel III guidelines was at 19.7% as on March 31, 2026 (19.6% as on March 31, 2025) as against a regulatory requirement of 11.9%. Asset Quality: Gross non-performing assets were at 1.15% of gross advancesces as on March 31, 2026 (0.91% excluding NPAs in the agricultural segment), as against 1.24% as on December 31, 2025 (0.97% excluding NPAs in the agricultural segment), and 1.33% as on March 31, 2025 (1.13% excluding NPAs in the agricultural segment). Net non-performing assets were at 0.38% of net advances as on March 31, 2026. The Board of Directors have now recommended afinal dividend of Rs 13.0 per equity share of Rs 1 each for FY26. FY26 Financial Highlights: Net revenues (net interest income plus other income) for FY26 were 1,912.2 billion, as against 1,683.0 billion for FY25. Profit after tax for FY26 was 746.7 billion, up by 10.9% over FY25. Result PDF