IndusInd Bank announced Q2FY26 results Q2FY26 Financial Highlights: Net Interest Income (NII) in Q2FY26 is at Rs 4,409 crore as compared to Rs 5,347 crore in Q2FY25 NIM at 3.32% for Q2FY26 as compared to 4.08% for Q2FY25 Quarterly Net loss in Q2FY26 is at Rs 437 crore as compared to Net Profit of Rs 1,331 crore for Q2FY25 Net worth at Rs 62,524 crore in Q2FY26 as compared to Rs 63,888 crore in Q2FY25 Deposits at Rs 3,89,600 crore in Q2FY26 from Rs 4,12,397 crore in Q2FY25 Gross NPA and Net NPA ratios at 3.60% and 1.04% compared to 3.64% and 1.12% in June 30, 2025 PCR improved at 71.81% as of September 30, 2025, from 70.13% in June 30 ,2025 CRAR improved as on September 30, 2025, at 17.10% as compared to 16.51% on September 30, 2024 The Bank has healthy liquidity position with LCR of 132% average for Q2FY26 Rajiv Anand, the MD and CEO, IndusInd Bank said: “During Q2FY26, the Bank consolidated its balance sheet by letting go wholesale deposits and being cautious on microfinance disbursements. Nevertheless, our core pre-provision operating profit at Rs 1,940 crore remained stable QoQ. Our asset quality trends have been stable in all core businesses except in microfinance wherein industry is facing cyclical pressures. The Bank accelerated write-offs as well as increased provisions on microfinance as a prudent measure. While this has resulted in the Bank showing a loss in Q2, we believe this strengthens the balance sheet and fast-tracks normalisation of underlying profitability. I remain optimistic about ongoing economic recovery driven by the prudent fiscal and monetary measures. We will work towards positioning the Bank to participate in the recovery as it unfolds. Our focus is on realizing the full potential of the Bank, by leveraging our capabilities, scaling our strengths, improving in areas where we can do better and unlocking new areas of value creation. The Bank has strong capital adequacy with CRAR of 17.10%, liquidity with average LCR of 132% and sequentially improved GNPA and NNPAs of 3.60% and 1.04% respectively, providing strong foundation as we work towards delivering sustainable growth.” Result PDF