IDBI Bank announced Q4FY25 & FY25 results Q4FY25 Financial Highlights: Net Profit improved by 26% for Q4FY25 to Rs 2,051 crore as against net profit of Rs 1,628 crore for Q4FY24. Net Interest Income stood at Rs 3,290 crore for Q4FY25 as against Rs 3,688 crore for Q4FY24. Return on Assets (ROA) improved by 29 bps to 2.11% for Q4FY25 as compared to 1.82% for Q4FY24 Cost of Deposit stood at 4.83% for Q4FY25 as compared to 4.48% for Q4FY24. Cost of Funds stood at 4.97% for Q4FY25 as compared to 4.74% for Q4FY24. FY25 Financial Highlights: Net profit at Rs 7,515 crore, YoY growth of 33%. Operating Profit at Rs 11,079 crore, YoY growth of 16%. NIM stood at 4.56%. Cost of Deposit stood at 4.68%. CRAR at 25.05%, YoY growth of 279 bps. Return on Assets (ROA) at 1.98%, YoY growth of 33 bps. Return on Equity (ROE) at 20.15%, YoY growth of 65 bps. Cost to Income Ratio stood at 43.33%. Net NPA down to 0.15%, YoY reduction by 19 bps Gross NPA down to 2.98%, YoY reduction by 155 bps PCR stood at 99.48%, YoY improvement by 39 bps. Result PDF