Highlights: Fresh Loans of Rs. 541 crore sanctioned and further disbursements of Rs. 433 crores have been made during the quarter in the areas of sustainable financing PFS further enhanced its business growth with sanctions of Rs. 1,851 crores and disbursements of Rs.761 crores in current quarter till date Profit before Tax (PBT) stood at Rs. 69.96 crore and Profit after Tax (PAT) stood at Rs. 52.47 crore for Q2FY22 ROA improved to 2.20% in Q2FY22 compared to 1.10% a year ago Capital Adequacy ratio for the quarterstood at 26.06% hereby providing strong cushion for growth and expansion Management Commentary: The recent tangible efforts of the Indian government to invigorate the economy has started to pay off as there are some obvious signs of economic revival. We continue to successfully overcome all difficulties on our path towards all-inclusive growth. We are determined to go from strength to strength. As we conclude the second quarter of the Financial Year 2021-22, we are delighted to share the Company’s remarkable performance across all parameters. Profit for the quarter has increased to Rs. 52 crore, and our net interest margins improved to 4.14%, majorly on the back of improved cash flows and strong liquidity position. We are steadfast in our commitment to maintaining a clean and robust balance sheet in terms of the nature of business and the quality of assets. In order to achieve sustainable growth and strong credit positions, we continue to enhance our NIMs, Cost of Borrowings and all Operating Margins. Going forward, your Company shall continue its focus on new areas of incorporating sustainable green infrastructure projects like renewable energy, wastewater treatment plant, e-mobility, e-vehicle manufacturing etc., in order to increase its brand value. PFS has started creating new records of success this quarter and is fully capable to reach newer heights in future resurgence, expansion and growth. Result PDF