Housing Finance company Repco Home Finance announced Q1FY26 results Loans sanctions stood at Rs 907 crore in Q1FY26 as compared to Rs 727 crore in Q1FY25, registering a growth of 24.7%. Loan disbursements stood at Rs 829 crore in Q1FY26 as compared to Rs 680 crore in Q1FY25, registering a growth of 21.8%. Total income stood at Rs 441 crore in Q1FY26 as compared to Rs 416 crore in Q1FY25, registering a growth of 5.9%. Net interest income stood at Rs 191 crore in Q1FY26 as compared to 175 crore in Q1FY25, resulting in a healthy growth of 9.5%. Net profits stood at Rs 108 crore in Q1FY26 as compared to Rs 105 crore in Q1FY25, registering a growth of 2.4%. Loan spread remained healthy at 3.3% 4 Return on assets stood at 2.9%, resulting in a return on equity of 14.0% in Q1FY26 as compared to 3.1% and 16.3%, respectively in Q1FY25. Asset Quality: GNPA amounted to Rs 485 crore as of June 30, 2025, as against Rs 583 crore as of June 30, 2024 and Rs 473 crore as of March 31, 2025. NNPA constituted Rs 171 crore of the loan assets as of June 30, 2025, as against Rs 223 crore as of June 30, 2024 and Rs 191 crore as of March 31, 2025. The gross non-performing assets (GNPA) ratio stood at 3.3% and Net NPA ratio stood at about 1.2% of the loan assets as of June 30, 2025. This is against 4.3% and 1.7% as of June 30, 2024 respectively. As required under IND AS, the Company has carried provisions for expected credit losses to the tune of Rs 412 crore or 2.8% of total loan assets. The Stage-3 assets carry a Coverage Ratio of 65%. Capital Adequacy: The capital adequacy ratio stood at 38.69%. The minimum capital adequacy ratio prescribed by the regulator is 15%. Result PDF