Housing Finance company Repco Home Finance announced Q4FY25 & FY25 results Q4FY25 Financial Highlights: Loans sanctions stood at Rs 1,059 crore as compared to Rs 978 crore, registering a growth of 8%. Loan disbursements stood at Rs 975 crore in Q4FY25 as compared to Rs 895 crore in Q4FY24 registering a growth of 9%. Total income stood at Rs 435 crore as compared to Rs 397 crore, registering a growth of 10%. Net interest income stood at Rs 180 crore as compared to 172 crore, registering a growth of 5%. Net profits stood at Rs 115 crore as compared to Rs 108 crore, registering a growth of 6%. Loan spread remained healthy at 3.3% Return on assets stood at 3.3%, resulting in a return on equity of 15.1% as compared to 3.2% and 16.5%, respectively. FY25 Financial Highlights: AUM stood at Rs 14,492 crore in FY25 as against Rs 13,513 crore in FY24, registering a growth of 7%. Loans sanctions stood at Rs 3519 crore in FY25 as compared to Rs 3,340 crore in FY24, registering a growth of 5%. Loan disbursements stood at Rs 3284 crore in FY25 as compared to Rs 3,135 crore in FY24, registering a growth of 5%. Total income stood at Rs 1,725 crore as compared to Rs 1,541 crore, registering a growth of 12%. Net interest income stood at Rs 719 crore, registering a margin of 5%. Net profits stood at Rs 439 crore as compared to Rs 395 crore, registering a growth of 11%. Loan spread remained healthy at 3.3% Return on assets stood at 3.2%, resulting in a return on equity of 15.2% as compared to 3.0% and 15.8%, respectively in FY24. The overall loan book stood at Rs 14,492 crore at the end of March 31, 2025, as against Rs 13,513 crore a year back. The Gross Non-performing Assets (GNPA) has reduced to Rs 473 crore as of March 31, 2025, as against Rs 546 crore as of December 31, 2024 and Rs 552 crore as of March 31, 2024, showing a remarkable decline. NNPA constituted Rs 191 crore of the loan assets as of March 31, 2025, as against Rs 209 crore as of December 31, 2024 and Rs 192 crore as of March 31, 2024. The Gross Non-performing Assets (GNPA) Ratio has reduced to 3.3% and Net NPA ratio stood at 1.3% of the loan assets as of March 31, 2025. This is against 4.1% and 1.5% as of March 31, 2024 respectively. Result PDF