Finance company L&T; Finance announced Q1FY26 results PAT at Rs 701 crore vs Rs 636 crore, up 10% QoQ, and Rs 686 crore, up 2% YoY. Consol. book size at Rs 1,02,314 crore vs Rs 88,717 crore, up 15% YoY. Net Interest Margin + Fees at 10.22% vs 10.15% in Q4FY25 and 11.08% in Q1FY25. Consol. Return on Equity (RoE) stood at 10.86% vs 10.13% in Q4FY25 and 11.58% in Q1FY25. Sudipta Roy, Managing Director & CEO, LTF said: “In a challenging quarter, our Company remained focused on outcomes and achieved a resilient performance while showcasing our ability to manage market headwinds. This performance is on the back of our commitment to sourcing creditworthy customers backed by technology and robust credit guardrails, while keeping a strong focus on collection efficiency across businesses. Our impetus remains on risk calibrated business growth with a sharp focus on a strong asset quality, laying the foundation for a sustainable and predictable growth going forward. In the quarter, we achieved the highest-ever consolidated book of over Rs 1 Lakh crore milestone and added a secured high yield product to our loan portfolio i.e., Gold Loan. Our company has been assigned a debut investment grade credit rating of “BBB-/Positive” by S&P; Global Ratings and “BBB- /Stable” by Fitch Ratings. This rating will serve as a foundation for further diversifying our liability franchise by accessing financing opportunities across the global capital markets. Our AI-driven nextgen digital credit engine, ‘Project Cyclops’ is starting to yield early dividends in our Two-wheeler finance business, and during the quarter, ‘Project Cyclops’ was scaled up in Farm business and launched in the SME finance business. We remain focused on continuously strengthening our risk and credit frameworks, which will serve us well in times to come.” Result PDF