Indian Bank announced Q1FY26 results Net Profit up by 23.69% YoY at Rs 2,973 crore in Jun’25 from Rs 2,403 crore in Jun’24. Operating Profit improved by 5.97% YoY to Rs 4,770 crore in Jun’25 from Rs 4,502 crore in Jun’24. Net Interest Income increased by 2.93% YoY to Rs 6,359 crore in Jun’25 from Rs 6,178 crore in Jun’24. Return on Assets (RoA) up by 14 bps to 1.34% in Jun’25 from 1.20% in Jun’24. Return on Equity (RoE) increased by 50 bps to 20.26% in Jun’25 from 19.76% in Jun’24. Yield on Advances (YoA) stood at 8.58% and Yield on Investments (YoI) at 6.96% in Jun’25. Gross Advances increased by 11.50% YoY to Rs 6,01,147 crore in Jun’25 from Rs 5,39,123 crore in Jun’24. RAM (Retail, Agriculture & MSME) advances grew by 15.93% YoY to Rs 3,63,221 crore in Jun’25 from Rs 3,13,301 crore in Jun’24. RAM contribution to gross domestic advances increased to 65.34%. Retail, Agri & MSME advances grew by 16.56%, 16.40% and 14.45% YoY respectively. Home Loan (including mortgage) grew by 10.65% YoY. Priority sector advances as a percentage of ANBC stood at 44.73% at Rs 2,11,203 crore in Jun’25 as against the regulatory requirement of 40%. Total Deposits increased by 9.26% YoY and reached to Rs 7,44,289 crore in Jun’25 as against Rs 6,81,183 crore in Jun’24. Domestic CASA ratio stood at 38.97% as on 30th Jun’25. CD ratio stood at 80.77% as on 30th Jun’25. GNPA decreased by 76 bps YoY to 3.01% in Jun’25 from 3.77% in Jun’24, NNPA reduced by 21 bps to 0.18% in Jun’25 from 0.39% in Jun’24. Provision Coverage Ratio (PCR, including TWO) improved by 154 bps YoY to 98.20% in Jun’25 from 96.66% in Jun’24. Slippage Ratio contained to 0.94% in Jun’25 in comparison to 1.50% in Jun’24. Credit Cost improved by 43 bps YoY to 0.28% in Jun’25 from 0.71% in Jun’24. Capital Adequacy Ratio stood at 17.80%. CET-I at 15.26% and Tier I Capital stood at 15.74% in Jun’25. Earnings Per Share (EPS) increased by 23.69% to Rs 88.28 in Jun’25 from Rs 71.37 in Jun’24. Result PDF