Indian Bank announced Q3FY26 results Net Profit up by 7.33% YoY at Rs 3,061 crore in Dec'25 from Rs 2,852 crore in Dec'24. Operating Profit improved by 5.79% YoY to Rs 5,024 crore in Dec'25 from Rs 4,749 crore in Dec'24. Net Interest Income increased by 7.50% YoY to Rs 6,896 crore in Dec'25 from Rs 6,415 crore in Dec'24. Fee based income grew by 7.20% YoY to Rs 998 crore in Dec'25 from Rs 931 crore in Dec'24. Cost of Deposit reduced by 25 bps to 4.93% in Dec'25 from 5.18% in Dec'24. Return on Equity (RoE) stood at 19.11% in Dec'25. Return on Asset (RoA} stood at 1.30% in Dec'25. Yield on Advances (YoA) stood at 8.31% in Dec'25. Yield on Investments (YoI) stood at 6.95% in Dec'25. Cost-to-Income Ratio stood at 46.90% in Dec'25. Gross Advances increased by 14.24% YoY to Rs 6,38,848 crore in Dec'25 from 5,59,199 crore in Dec'24. RAM (Retail, Agriculture & MSME) advances grew by 16.65% YoY to Rs 3,90,459 crore in Dec'25 from Rs 3,34,739 crore in Dec'24. RAM contribution to gross domestic advances stood at 66.06%. Retail, Agri & MSME advances grew by 18.54%, 15.14% and 16.41% YoY respectively. Home Loan (including mortgage) grew by 14.20% YoY in Dec'25. Priority sector advances as a percentage of ANBC stood at 43.75% (Rs 2,15,127 crore) in Dec'25 as against the regulatory requirement of 40%. Total Deposits increased by 12.62% YoY and reached to Rs 7,90,923 crore in Dec'25 as against Rs 7,02,282 crore in Dec'24. Current, Savings & CASA deposits grew by 19.13%, 8.45%, and 9.86% YoY respectively. Domestic CASA ratio stood at 39.08% as on 31 Dec'25. CD ratio stood at 80,77% as on 315 Dec'25. GNPA % decreased by 103 bps YoY to 2.23% in Dec'25 from 3.26% in Dec'24, NNPA % reduced by 6 bps to 0.15% in Dec'25 from 0.21% in Dec'24. Provision Coverage Ratio (PCR, including TWO) improved by 19 bps YoY to 98.28% in Dec'25 from 98.09% in Dec'24. Slippage Ratio reduced by 9 bps to 0.69% in Dec'25 from 0.78% in Dec'24. Capita/Adequacy Ratio improved by 66 bps to 16.58%. CET-I improved by 127 bps YoY to 14.54%, Tier 1 Capital improved by 77 bps YoYto 14.54% in Dec'25. Earnings Per Share (EPS) increased to Rs 90.92 in Dec'25 from Rs 84.70 in Dec'24. Result PDF