Conference Call with IndusInd Bank Management and Analysts on Q1FY26 Performance and Outlook. Listen to the full earnings transcript.
IndusInd Bank announced Q1FY26 results Net Interest Income (NII) in Q1FY26 is at Rs 4,640 crore as compared to Rs 5,408 crore in Q1FY25 NIM at 3.46% for Q1FY26 as compared to 4.25% for Q1FY25 Quarterly Net Profit in Q1FY26 is at Rs 604 crore as compared to Rs 2,171 crore for Q1FY25 Net worth at Rs 62,961 crore in Q1FY26 as compared to Rs 62,532 crore in Q1FY25 Deposits at Rs 3,97,144 crore in Q1FY26 from Rs 3,98,513 crore in Q1FY25 Gross NPA and Net NPA ratios at 3.64% and 1.12% compared to 3.13% and 0.95% QoQ respectively and PCR at 70% as of June 30, 2025 CRAR as on June 30, 2025, at 16.63% as compared to 17.04% on June 30, 2024 (excluding Q1 profits) The Bank has healthy liquidity position with LCR of 141% average for Q1FY26 Sunil Mehta, the Chairman of the Board of Directors, IndusInd Bank said: "The Bank has delivered clean and profitable Q1 results, marking a robust recovery from the challenges of the previous quarter. Leadership transition is progressing well, with our final recommendations being submitted to the regulator. The Board remains confident of moving forward as per planned timelines. The Committee of Executives has ensured seamless continuity and effective execution during this phase. The Bank has taken decisive action on legacy issues, strengthened governance, and enhanced operational controls. The Bank is also actively working to integrate its diverse business lines under the ‘One IndusInd’ approach, unlocking synergies and delivering a unified banking experience to our customers. The Bank remains focused on profitability, cost discipline, and stakeholder engagement, while building a sustainable franchise across our core businesses. These results reflect our commitment to transparency, resilience, and long-term value creation for all our stakeholders. Soumitra Sen and Mr Anil Rao, the members of the Committee of Executives, IndusInd Bank said: "The Bank’s Q1 performance reflects the resilience of our core businesses and financial transparency. We returned to profitability with a net profit of Rs 604 crore, supported by steady recovery in core businesses and calibrated actions on cost optimization. Our capital adequacy remains strong with CRAR at 16.63% (excluding Q1 profits), reflecting a solid balance sheet and foundation. Our focus remains on unlocking profitability, enhancing operational efficiency, and deepening stakeholder trust. We are confident that the initiatives being worked on will help the Bank to build on the momentum in the coming quarters." Result PDF