HDFC Bank announced Q3FY26 results Consolidated Financial Highlights: Consolidated net revenue was Rs 811.1 billion for Q3FY26. Consolidated profit after tax for Q3FY26 was Rs 198.1 billion, a growth of 12.2% over Q3FY25. Consolidated profit after tax for the nine months ended December 31, 2025 was Rs 556.8 billion. Standalone Financial Highlights: The Bank's net revenue grew by 8.9% to Rs 458.7 billion for Q3FY26 from Rs 421.1 billion for Q3FY25. Net interest income (interest earned less interest expended) for Q3FY26 grew by 6.4% to Rs 326.2 billion from Rs 306.5 billion for Q3FY25. Core net interest margin was at 3.35% on total assets, and 3.51 % based on interest earning assets. Other income (non-interest revenue) for Q3FY26 was Rs 132.5 billion. Operating expenses for Q3FY26 were Rs 187.7 billion. Provisions and contingencies for Q3FY26 were Rs 28.4 billion (after release of contingent provisions of Rs 10.4 billion primarily in respect of a large borrower group fulfilling certain conditions). Profit before tax (PBT) for Q3FY26 was at Rs 242.6 billion. Profit after tax (PAT) for the quarter was at Rs 186.5 billion, a growth of 11.5% over Q3FY25. The Bank's average deposits were Rs 27;524 billion for the December 2025 quarter, a growth of 12.2% over Rs 24,528 billion for the December 2024 quarter, and 1.5% over Rs 27,105 billion for the September 2025 quarter. The Bank's average CASA deposits were Rs 8,984 billion for the December 2025 quarter, a growth of 9.9% over Rs 8,176 billion for the December 2024 quarter, and 2.4% overRs 8,770 billion for the September 2025 quarter. Total EOP Deposits were at Rs 28,601 billion as of December 31, 2025, an increase of 11.6% over December 31, 2024. Gross advances were at Rs 28,446 billion as of December 31, 2025, an increase of 11.9% over December 31, 2024. Result PDF