Finance company PTC India Financial Services announced Q3FY25 & 9MFY25 results Financial Highlights Q3FY25: Q3FY25 PAT at Rs 67.14 crore compared to Rs 50.37 crore in Q3FY24 Q3FY25 disbursement at Rs 300 crore compared to Rs 161 crore in Q3FY24 Return on Networth (annualized) improved to 10.09% in Q3FY25 compared to 8.11% in Q3FY24 ROA (annualized) is 4.51% in Q3FY25 compared to 2.69% in Q3FY24 Yield on Earning Portfolio is at 11.42% in Q3FY25 compared to 11.38% in Q3FY24 Net Stage III improved to Rs 280 crore in Q3FY25 compared to Rs 329 crore in Q3FY24 Provision Coverage Ratio for Stage III assets improved to 62.63% in Q3FY25 from 57.64% in Q3FY24 Improvement in Portfolio Quality: Net Stage III reduced to Rs 280 crore in Q3FY25 Disbursement is at Rs 300 crore in Q3FY25 Financial Highlights 9MFY25: Loan disbursed for 9M ended 31st Dec24 is at Rs 866 crore compared to Rs 570 crore in 9M ended 31st Dec23 9M ended 31st Dec24 PAT is at Rs 158.89 crore compared to Rs 146.91 crore in 9M ended 31st Dec23 Yield on Earning Portfolio is at 11.44% in 9M ended 31st Dec24 compared to 10.95% in 9M ended 31st Dec23 Return on Networth (annualized) improved to 8.09% in 9M ended 31st Dec24 compared to 7.89% in 9M ended 31st Dec23 ROA (annualized) is 3.41% in 9M ended 31st Dec24 compared to 2.72% in 9M ended 31st Dec23 Management Commentary “We are committed to building a sustainable business which delivers customer delight while maintaining highest levels of internal controls. On the business front, our focus is on delivering customer-centric financial solutions, broadening our presence in distributed infrastructure, diversifying resources to build financial resilience, and strengthening internal processes to ensure adaptability. Supported by increased infrastructure spending and a growing emphasis on sustainability, we are positioned for steady growth. In addition, we continue to improve our asset quality, and are optimistic of resolving a majority of our stressed assets over the next few months.” Result PDF