Durability score
50 /100
Valuation score
26.7 /100
Momentum score
52.3 /100
Market Capitalizati...
22,625.4 Cr.
AVG Broker Target
134
PE TTM Price to Ear...
12.2

Peer Group

StockCurrent Price RsPE TTM Price to EarningsMarket Capitalization in CrDividend yield 1yr %Net Profit Qtr CrNet Profit Annual Growth YoY %Operating Revenues Qtr CrRevenue Growth Qtr YoYPrice to Book Value
L&T Finance Holdings.. 113.1012.1822625.430.88174.5174.723611.3112.161.66
Bajaj Finserv Ltd.
Market Leader
8853.1022.26140888.230.032021.8528.6814221.8646.653.85
Bajaj Holdings & Inv..
Market Runner Up
3411.80213.2337969.920.9568.06-18.09117.60-9.091.41
Aditya Birla Capital.. 103.2032.8622730.420.00167.4613.093975.9410.742.13
JM Financial Ltd. 88.109.407410.091.14196.68-3.87845.28-11.990.95
Tata Investment Corp.. 811.8531.614107.962.4676.6316.5984.82-15.690.53
Equitas Holdings Ltd. 112.3018.563837.780.0041.251193.55696.7422.481.57
Kama Holdings Ltd. 4935.9082.823184.940.0020.655.6421.0314.325.72
All values except ratios in INR(Crores)
IndicatorSep-2019Jun-2019Mar-2019Dec-2018Sep-2018Jun-2018Mar-2018Dec-2017Sep-2017Graph
Total Revenue Qtr cr 41.5 25.2 310.6 62.5 100.0 53.4 402.2 25.7 24.5
Operating Expenses Qtr Cr 11.4 6.5 3.1 6.9 4.2 6.5 4.0 4.1 4.8
Operating Profit Qtr Cr 17.7 10.0 300.1 42.3 93.6 25.9 396.0 16.0 6.7
Operating Profit Margin Qtr % 60.8% 60.45% 98.99% 86.49% 95.75% 80.02% 98.98% 77.92% 49.41%
Depreciation Qtr Cr 0.1 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0
Interest Qtr Cr 43.3 43.9 47.2 61.1 57.5 36.3 18.1 19.9 12.7
Profit Before Tax Qtr Cr -13.3 -25.4 260.3 -5.2 38.4 10.6 380.0 1.3 5.0
Tax Qtr Cr 4.0 4.6 33.0 -1.0 4.7 0.3 32.2 -5.7 0.2
Net Profit Qtr Cr -17.6 -29.9 227.3 -4.2 33.7 10.3 347.8 7.0 4.8
Basic EPS Qtr Rs -0.1 -0.1 1.1 -0.0 0.2 0.1 1.8 0.1 0.1
Net profit TTM Cr 175.4 226.8 267.1 387.6 398.9 370.0 367.8 248.9 253.6
Basic EPS TTM Rs 0.9 1.1 1.3 1.9 2.0 1.9 1.8 1.4 1.4
Quarterly Operating Revenues Qtr Cr Analysis
Operating Revenues Qtr Cr growth is higher than historical averages.
Quarterly Net Profit Qtr Cr Analysis
Net Profit Qtr Cr growth is higher than historical averages.
IndicatorSep-2019Jun-2019Mar-2019Dec-2018Sep-2018Jun-2018Mar-2018Dec-2017Sep-2017Graph
Total Revenue Qtr cr 3,711.8 3,689.5 3,383.9 3,516.4 3,302.3 3,170.4 2,938.4 2,701.0 2,494.7
Operating Expenses Qtr Cr 561.2 477.6 636.6 863.6 715.8 763.5 928.5 880.6 800.3
Operating Profit Qtr Cr 2,569.6 2,586.4 2,516.0 2,380.4 2,376.4 2,188.7 1,819.8 1,749.6 1,583.5
Operating Profit Margin Qtr % 71.15% 71.95% 76.15% 73.38% 73.8% 70.47% 66.21% 66.52% 66.43%
Depreciation Qtr Cr 15.9 15.8 13.9 12.3 11.8 11.7 13.2 12.8 12.2
Interest Qtr Cr 1,898.0 1,922.9 1,832.5 1,864.7 1,649.5 1,512.2 1,437.3 1,359.6 1,296.7
Profit Before Tax Qtr Cr 756.3 742.6 749.4 775.8 797.6 729.2 559.5 448.0 385.5
Tax Qtr Cr 108.4 193.2 197.2 194.8 238.5 189.3 150.4 63.6 23.0
Net Profit Qtr Cr 174.5 549.4 552.1 581.0 559.1 539.8 409.1 384.5 362.5
Basic EPS Qtr Rs 0.9 2.7 2.7 2.9 2.8 2.7 2.1 2.0 1.8
Net profit TTM Cr 1,857.0 2,241.6 2,232.0 2,089.0 1,892.5 1,695.8 1,465.0 1,369.9 1,262.6
Basic EPS TTM Rs 9.3 11.2 11.2 10.5 9.5 8.5 7.3 7.5 6.9
Quarterly Operating Revenues Qtr Cr Analysis
Operating Revenues Qtr Cr growth is lower than historical averages.
Quarterly Net Profit Qtr Cr Analysis
Net Profit Qtr Cr growth is lower than historical averages.
All values except ratios in INR(Crores)
IndicatorTTMMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Graph
Total Revenue Annual Cr 439.8 526.5 477.8 314.9 427.5 326.9 291.2 200.7 129.4 5.7
Operating Expenses Annual Cr 27.9 20.3 23.1 23.8 32.1 35.5 28.1 41.1 26.0 5.1
Operating Profit Annual in Cr 370.1 461.8 431.4 253.8 316.4 255.1 229.5 130.9 85.9 0.6
Operating Profit Margin Annual % 87.72% 90.29% 80.59% 74.01% 78.02% 78.79% 65.23% 66.35% 9.8%
Total Expenses Annual Cr 222.4 185.1 69.8 59.4 74.9 94.3 68.9 40.5 5.5
EBIDT Annual Cr 506.2 454.7 291.1 395.3 291.4 263.1 159.6 103.5 0.6
EBIDT margin Annual % 96.15% 95.16% 92.44% 92.48% 89.13% 90.35% 79.53% 79.94% 9.8%
Depreciation Cr 0.3 0.1 0.0 0.1 0.1 0.1 0.1 0.1 0.0 0.0
PAT Before ExtraOrdinary Items Annual Cr 267.1 266.1 248.7 378.0 261.6 196.4 311.3 71.3 0.1
Net Profit Annual Cr 175.4 267.1 266.1 248.7 378.0 261.6 196.4 311.3 71.3 0.1
Basic EPS Annual Rs 1.3 1.5 0.7 1.3 0.9 0.7 1.8 0.4
Annual Total Revenue Annual Cr Analysis
Total Revenue Annual Cr growth is stable compared to historical averages.
Average Total Revenue Annual Cr
1 Year:
526.48 Cr
3 Years:
439.73 Cr
5 Years:
414.71 Cr
7 Years:
366.5 Cr
Annual Net Profit Annual Cr Analysis
Net Profit Annual Cr growth is stable compared to historical averages.
Average Net Profit Annual Cr
1 Year:
267.06 Cr
3 Years:
260.59 Cr
5 Years:
284.29 Cr
7 Years:
275.59 Cr
Annual ROE Annual % Analysis
ROE Annual % is stable compared to historical averages.
Average ROE Annual %
1 Year:
3.41 %
3 Years:
4.3 %
5 Years:
5.96 %
7 Years:
6.31 %
IndicatorTTMMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Graph
Total Revenue Annual Cr 14,301.6 13,301.5 10,266.3 8,572.3 7,470.7 6,337.4 5,237.2 4,006.5 3,007.3 2,116.9
Operating Expenses Annual Cr 2,539.0 3,339.9 3,319.3 2,799.1 2,011.1 1,643.2 1,258.3 838.3 555.8 425.6
Operating Profit Annual in Cr 10,052.4 9,649.8 6,893.4 5,541.5 5,277.7 4,553.0 3,797.7 3,118.4 2,425.1 1,673.1
Operating Profit Margin Annual % 72.55% 67.15% 64.64% 70.65% 71.84% 72.51% 77.84% 80.64% 79.04%
Total Expenses Annual Cr 10,249.5 8,820.5 7,493.4 6,218.0 5,306.5 4,412.3 3,235.8 2,323.1 1,505.3
EBIDT Annual Cr 9,961.6 6,946.9 5,773.2 5,459.6 4,694.2 3,978.9 3,168.2 2,451.5 1,691.4
EBIDT margin Annual % 74.89% 67.67% 67.35% 73.08% 74.07% 75.97% 79.08% 81.52% 79.9%
Depreciation Cr 57.9 49.6 51.9 67.3 82.8 95.5 80.1 65.1 60.0 59.1
PAT Before ExtraOrdinary Items Annual Cr 2,232.0 1,277.5 1,042.5 853.7 850.7 594.8 729.2 454.8 392.3
Net Profit Annual Cr 1,857.0 2,232.0 1,277.5 1,042.5 853.7 850.7 594.8 729.2 454.8 391.2
Basic EPS Annual Rs 11.1 6.8 5.1 3.8 4.3 3.0 4.3 2.8 2.8
Annual Total Revenue Annual Cr Analysis
Total Revenue Annual Cr growth is higher than historical averages.
Average Total Revenue Annual Cr
1 Year:
13,301.52 Cr
3 Years:
10,713.36 Cr
5 Years:
9,189.65 Cr
7 Years:
7,884.55 Cr
Annual Net Profit Annual Cr Analysis
Net Profit Annual Cr growth is higher than historical averages.
Average Net Profit Annual Cr
1 Year:
2,232.03 Cr
3 Years:
1,517.34 Cr
5 Years:
1,251.28 Cr
7 Years:
1,082.92 Cr
Annual ROE Annual % Analysis
ROE Annual % is growing faster than historical averages.
Average ROE Annual %
1 Year:
16.55 %
3 Years:
13.58 %
5 Years:
13.21 %
7 Years:
12.8 %
All values except ratios in INR(Crores)
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Graph
Book Value Per Share Annual Rs 39.2 38.5 23.4 22.7 20.6 20.5 20.6 19.6 12.6
RoA Annual % 2.65% 2.89% 3.89% 6.34% 4.66% 3.68% 5.64% 2.11% 0.0%
ROE Annual % 3.41% 3.46% 6.04% 9.51% 7.37% 5.56% 8.81% 2.12% 0.0%
ROCE Annual % 5.03% 4.95% 5.46% 7.28% 5.32% 4.15% 7.09% 2.12% 0.0%
Profitability Ratio
Liquidity Ratio
Valuation Ratio
Total Debt to Total Equity Annual 0.1 0.1 0.2 0.2 0.2 0.2 0.2 0.0 0.2
Annual Book Value Per Share Annual Rs Analysis
Book Value Per Share Annual Rs growth is lower than historical averages.
Average Book Value Per Share Annual Rs
1 Year:
39.17 Rs
3 Years:
33.68 Rs
5 Years:
28.86 Rs
7 Years:
26.49 Rs
Annual RoA Annual % Analysis
RoA Annual % is stable compared to historical averages.
Average RoA Annual %
1 Year:
2.65 %
3 Years:
3.14 %
5 Years:
4.09 %
7 Years:
4.25 %
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Graph
Book Value Per Share Annual Rs 68.4 58.3 45.6 41.6 37.6 33.9 31.9 27.7 20.4
RoA Annual % 2.09% 1.42% 1.43% 1.34% 1.62% 1.33% 1.99% 1.68% 1.99%
ROE Annual % 16.55% 10.99% 13.2% 11.9% 13.4% 10.24% 13.35% 9.56% 13.52%
ROCE Annual % 9.4% 7.91% 10.67% 1.57% 1.9% 1.93% 2.94% 2.19% 2.97%
Profitability Ratio
Liquidity Ratio
Valuation Ratio
Total Debt to Total Equity Annual 6.8 6.6 7.6 7.2 6.6 6.2 4.1 3.7 4.5
Annual Book Value Per Share Annual Rs Analysis
Book Value Per Share Annual Rs growth is stable compared to historical averages.
Average Book Value Per Share Annual Rs
1 Year:
68.39 Rs
3 Years:
57.44 Rs
5 Years:
50.31 Rs
7 Years:
45.33 Rs
Annual RoA Annual % Analysis
RoA Annual % is growing faster than historical averages.
Average RoA Annual %
1 Year:
2.09 %
3 Years:
1.65 %
5 Years:
1.58 %
7 Years:
1.6 %
All values except ratios in INR(Crores)
IndicatorMar-2019Mar-2018Mar-2017Mar-2016Mar-2015Mar-2014Mar-2013Mar-2012Mar-2011Graph
Total ShareHolders Funds Annual Cr 8,862.6 8,703.8 5,323.7 6,400.7 4,909.3 4,527.0 4,280.5 3,353.7 1,782.9
Minority Interest Liability Annual Cr
Total Non Current Liabilities Annual Cr 1,180.3 472.2 0.0 0.1 0.1 200.5 108.4 2.3 0.0
Total Current Liabilities Annual Cr 6.0 10.8 1,054.0 767.4 704.2 606.0 1,121.6 10.5 356.1
Total Capital Plus Liabilities Annual Cr 10,048.9 9,186.9 6,377.8 5,954.9 5,613.6 5,333.4 5,510.6 3,366.5 2,139.0
Fixed Assets Annual Cr 0.8 0.0 0.0 0.3 0.4 0.4 0.5 0.5 0.0
Total Non Current Assets Annual Cr 36.6 38.5 5,430.3 5,113.9 4,848.5 4,786.7 4,615.5 3,047.9 2,137.7
Total Current Assets Annual Cr 10,012.3 9,148.4 947.5 841.0 765.1 546.7 895.1 318.6 1.3
Total Assets Annual Cr 10,048.9 9,186.9 6,377.8 5,954.9 5,613.6 5,333.4 5,510.6 3,366.5 2,139.0
Contingent Liabilities plus Commitments Annual Cr 0.0 0.0 4.5 0.0 9.4 9.4 9.4 9.4 0.0
Bonus Equity Share Capital Annual Cr 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Non Current Investments Unquoted BookValue Annual Cr 0.0 0.0 5,374.0 5,061.7 4,649.1 4,642.6 4,043.1 2,695.1 1,967.1
Current Investments Unquoted BookValue Annual Cr 9,146.2 7,840.4 270.1 504.3 276.7 198.4 752.9 0.0 0.0