NSE: SPANDANA | BSE: 542759

Mid-range Performer

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252.90 -10.00 (-3.80%)

48.82% Fall from 52W High

136.1K NSE+BSE Volume

NSE 08 Jan, 2026 3:12 PM (IST)

2,022.5

Market Cap

Below industry Median

Beta 1Year

Very High Volatility

Spandana Sphoorty Financial Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for SPANDANA, BSE:542759 Spandana Sphoorty Financial Ltd.

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Spandana Sphoorty Financial Ltd.

01 Nov 2025

252.90

-3.80%

Loss narrows QoQ; early signs of stabilization

Neutral: Spandana Sphoorty Financia...

Recommendation

Motilal Oswal

Spandana Sphoorty (SPANDANA)’s 2QFY26 loss stood at ~INR2.5b (vs. MOFSLe loss of INR2.4b). NII dipped 70% YoY to ~INR1.05b (in line). Opex declined ~14% YoY to ~INR1.9b (in line).

Spandana Sphoorty Financial Ltd.'s price crossed below 100Day SMA today

Spandana Sphoorty Financial Ltd.

16 Aug 2025

252.90

-3.80%

Weak quarter; rebuilding phase focused on operational improvements

Buy: Spandana Sphoorty Financia...

Motilal Oswal

Spandana Sphoorty’s (SPANDANA) 1QFY26 loss stood at ~INR3.6b (vs. a loss of INR4.3b in 4QFY25). 1Q NII declined ~70% YoY to ~INR1.3b (~8% miss). Operating loss stood at INR587m (PQ: operating profit of INR251m).

Spandana Sphoorty Fi.. has an average target of 280.00 from 1 broker.

Spandana Sphoorty Financial Ltd.

31 May 2025

252.90

-3.80%

Profitability to remain elusive in FY26

Buy: Spandana Sphoorty Financia...

Target

Motilal Oswal

Spandana Sphoorty’s (SPANDANA) 4QFY25 loss stood at ~INR4.3b (vs. MOFSLe loss of INR4.1b). FY25 loss stood at INR10.3b (vs. PAT of INR5b in FY24).

Spandana Sphoorty Financial Ltd.'s price crossed below 50Day SMA today

Spandana Sphoorty Financial Ltd.

24 Jan 2025

252.90

-3.80%

Loss quarter; green shoots visible but not a firm trend yet

Buy: Spandana Sphoorty Financia...

Target

Motilal Oswal

Spandana Sphoorty (SPANDANA)’s 3QFY25 loss stood at ~INR4.4b (vs. est. loss of INR4.6b), driven by elevated credit costs. 9MFY25 loss stood at INR6b. We expect the company to report another loss quarter in 4QFY25 as well.

Spandana Sphoorty Financial Ltd. is trading below all available SMAs

Spandana Sphoorty Financial Ltd.

29 Jul 2024

252.90

-3.80%

Core operating performance remains strong; elevated provisions mar earnings

Buy: Spandana Sphoorty Financia...

Target

ICICI Securities Limited

Spandana Spoorthy’s (Spandana) Q1FY25 financial performance is a mixed bag with NII growth (ex-DA income) remaining strong at 12% QoQ, as it continues to benefit from NIM expansion.

Spandana Sphoorty Financial Ltd.'s price crossed below 50Day SMA today

Spandana Sphoorty Financial Ltd.

30 Apr 2024

252.90

-3.80%

Operating performance continued to be robust; shift in collection model from monthly to weekly is having transitory impact on 1-90 DPD buckets

Buy: Spandana Sphoorty Financia...

Target

ICICI Securities Limited

Spandana Spoorthy’s (Spandana) core operating performance in Q4FY24 continued to be robust with AUM growth at 15% QoQ primarily led by new customer acquisition (up 12% QoQ) and sharp reduction in cost of borrowing to 11.7% vs 12.3%, thereby, driving 130bps QoQ NIM expansion, resulting in 11% QoQ growth in PPoP.

Spandana Sphoorty Fi.. has an average target of 280.00 from 1 broker.

Spandana Sphoorty Financial Ltd.

30 Apr 2024

252.90

-3.80%

Earnings in line; NIM sees strong expansion

Buy: Spandana Sphoorty Financia...

Target

Motilal Oswal

Spandana’s 4QFY24 PAT grew 22% YoY to ~INR1.29b (in line), driven by NIM
expansion despite higher credit costs. In 4Q, NII grew 43% YoY to ~INR3.85b
(9% beat). FY24 PAT stood at ~INR5b (vs. INR124m in FY23).

Spandana Sphoorty Financial Ltd. is trading below all available SMAs

Spandana Sphoorty Financial Ltd.

29 Apr 2024

252.90

-3.80%

Strong quarter, earnings outlook robust; maintaining a Buy

Buy: Spandana Sphoorty Financia...

Anand Rathi

Ended FY24 on a strong note. FY24 was a turnaround year. The balance
sheet grew healthily, with overall AUM registering >40% growth combined
with a consistent decline in the incremental cost of borrowing.