NSE: SBICARD | BSE: 543066

Momentum Trap

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942.05 25.75 (2.81%)

High volume today

NSE 04 Jun, 2025 3:58 PM (IST)

89,634.7

Market Cap

High in industry

0.8

Beta 1Year

Very Low volatility

SBI Cards and Payment Services Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for SBICARD, BSE:543066 SBI Cards and Payment Services Ltd.

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SBI Cards and Payment Services Ltd.

13 May 2025

942.05

2.81%

SBI CARDS AND PAYMENT SERVICES LIMITED

Sell: SBI Cards and Payment Serv...

Target

Geojit BNP Paribas

expects the cost of funds to decrease gradually in FY26 gaining from the RBI rate *over or under performance to benchmark index action, thereby expecting a steady NIM in the upcoming quarters. Rising credit cost, worsening GNPA and NNPA ratios reflected the weak asset quality of SBI Cards & Payment Services during the quarter. Increasing non-interest expenses and the loan losses provision, the factors reducing the company's profitability, remain a primary concern. Further, the macroeconomic environment continued to witness headwinds leading to stress in unsecured lending. Hence, we retain our...

SBI Cards and Paymen.. has an average target of 863.40 from 6 brokers.

SBI Cards and Payment Services Ltd.

27 Apr 2025

942.05

2.81%

Directional business uptick more apparent; more improvement in growth/NIM/credit cost awaited

Hold: SBI Cards and Payment Serv...

Recommendation Target

ICICI Securities Limited

SBI Cards (SBIC) reported a disappointing FY25 with a 20% decline in PAT driven by higher credit cost (9%) and low NIMs (10.8%). While management commentary and execution have ratified possible peaking of both credit cost and cost of funds (CoF), the recovery trajectory remains to be monitored.

SBI Cards and Paymen.. has an average target of 863.40 from 6 brokers.

SBI Cards and Payment Services Ltd.

24 Apr 2025

942.05

2.81%

NII in line; high provisions drive earnings miss

Neutral: SBI Cards and Payment Serv...

Target

Motilal Oswal

SBI Cards (SBICARD) reported a 5% miss on PAT, which stood at INR5.3b in 4QFY25. The share of the revolver mix was flat at 24% and management expects the revolver mix to have a downward bias toward 23%. NIMs improved to 11.2%.

Number of MF schemes increased from 22 to 32 in Mar 2025 qtr.

SBI Cards and Payment Services Ltd.

28 Oct 2024

942.05

2.81%

Technical pick update -SBICARD

Buy: SBI Cards and Payment Serv...

IDBI Capital

SBI Cards and Payment Services Ltd. is trading above all available SMAs

SBI Cards and Payment Services Ltd.

24 Sep 2024

942.05

2.81%

Pain nearing end but not over yet

Neutral: SBI Cards and Payment Serv...

Target

Motilal Oswal

SBI Cards (SBICARD) is the second-largest player in the card industry (in terms of CIF) with an 18.5% market share in cards-in-force (CIF) and 15.9% share in total industry spends.

Number of MF schemes increased from 22 to 32 in Mar 2025 qtr.

SBI Cards and Payment Services Ltd.

19 Sep 2024

942.05

2.81%

Margins to bottom-out, but asset quality remains an irritant

Sell: SBI Cards and Payment Serv...

Recommendation Target

Emkay

Amid rising hopes of a policy rate cut in CY25, we believe SBI Cards with its fixed rate asset portfolio and higher share of borrowings maturing in <1 year, could benefit on the margins front which has stabilized after a prolonged contraction cycle.

SBI Cards and Payment Services Ltd. has gained 33.59% in the last 1 Year

VOTE: Is SBI Cards and Payment Services Ltd. worth buying?

360 Votes:

Buy 78.61%

Sell 13.06%

Hold 8.33%

RESEARCH REPORTS

Sell SEE REPORTS >

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Hold SEE REPORTS >

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