NSE: SBICARD | BSE: 543066

Momentum Trap

Download real time

921.75 -1.35 (-0.15%)

39.70% Gain from 52W Low

635.9K NSE+BSE Volume

NSE 10 Oct, 2025 3:31 PM (IST)

87,708.9

Market Cap

High in industry

0.9

Beta 1Year

Low volatility

Target Downgrade

Motilal Oswal retains its 'Neutral' call on SBI Cards, but lowers the target price to Rs 950 See details

SBI Cards and Payment Services Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for SBICARD, BSE:543066 SBI Cards and Payment Services Ltd.

Search Inside the pdf :

SBI Cards and Payment Services Ltd.

07 Oct 2025

921.75

-0.15%

Spends growth recovering; Asset quality to improve gradually

Neutral: SBI Cards and Payment Serv...

Target

Motilal Oswal

SBI Cards (SBICARD) is the second-largest player in the card segment in terms of cards-in-force (CIF), with a 19.1% market share in CIF and 16.6% share in total industry spends.

SBI Cards and Paymen.. has an average target of 898.00 from 4 brokers.

SBI Cards and Payment Services Ltd.

28 Jul 2025

921.75

-0.15%

Multiple initiatives to help business improvement; awaiting better growth and credit cost

Hold: SBI Cards and Payment Serv...

ICICI Securities Limited

SBI Cards (SBIC)’s Q1FY26 results remained modest with 60bps higher credit cost QoQ and lower receivables growth guidance of ~10–12% vs. 12–14% earlier.

SBI Cards and Payment Services Ltd. is trading above all available SMAs

SBI Cards and Payment Services Ltd.

13 May 2025

921.75

-0.15%

SBI CARDS AND PAYMENT SERVICES LIMITED

Sell: SBI Cards and Payment Serv...

Target

Geojit BNP Paribas

expects the cost of funds to decrease gradually in FY26 gaining from the RBI rate *over or under performance to benchmark index action, thereby expecting a steady NIM in the upcoming quarters. Rising credit cost, worsening GNPA and NNPA ratios reflected the weak asset quality of SBI Cards & Payment Services during the quarter. Increasing non-interest expenses and the loan losses provision, the factors reducing the company's profitability, remain a primary concern. Further, the macroeconomic environment continued to witness headwinds leading to stress in unsecured lending. Hence, we retain our...

SBI Cards and Paymen.. has an average target of 898.00 from 4 brokers.

SBI Cards and Payment Services Ltd.

27 Apr 2025

921.75

-0.15%

Directional business uptick more apparent; more improvement in growth/NIM/credit cost awaited

Hold: SBI Cards and Payment Serv...

Recommendation Target

ICICI Securities Limited

SBI Cards (SBIC) reported a disappointing FY25 with a 20% decline in PAT driven by higher credit cost (9%) and low NIMs (10.8%). While management commentary and execution have ratified possible peaking of both credit cost and cost of funds (CoF), the recovery trajectory remains to be monitored.

Motilal Oswal decreased Neutral price target of SBI Cards and Payment Services Ltd. to 950.0 on 07 Oct, 2025.

SBI Cards and Payment Services Ltd.

24 Apr 2025

921.75

-0.15%

NII in line; high provisions drive earnings miss

Neutral: SBI Cards and Payment Serv...

Target

Motilal Oswal

SBI Cards (SBICARD) reported a 5% miss on PAT, which stood at INR5.3b in 4QFY25. The share of the revolver mix was flat at 24% and management expects the revolver mix to have a downward bias toward 23%. NIMs improved to 11.2%.

SBI Cards and Payment Services Ltd. is trading above all available SMAs

VOTE: Is SBI Cards and Payment Services Ltd. worth buying?

372 Votes:

Buy 77.96%

Sell 13.44%

Hold 8.6%

RESEARCH REPORTS

Neutral SEE REPORTS >

pdf

Hold SEE REPORTS >

pdf