NSE: REPCOHOME | BSE: 535322

Mid-range Performer

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368.85 7.60 (2.10%)

38.01% Fall from 52W High

151.8K NSE+BSE Volume

NSE 11 Sep, 2025 12:04 PM (IST)

2,307.6

Market Cap

Above industry Median

1.0

Beta 1Year

Average volatility

Repco Home Finance Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for REPCOHOME, BSE:535322 Repco Home Finance Ltd.

Repco Home Finance Ltd.

16 Nov 2017

368.85

2.10%

Repco Home Finance (2QFY18): Yield surprises; growth muted. Maintain BUY

Buy: Repco Home Finance Ltd.

Target

HDFC Securities

We maintain BUY with a TP of Rs 770 (3x Sept-19E ABV of Rs 257). Repcos 2QFY18 net earnings beat our estimates owing to higher yield on advances, resulting in 50bps QoQ improvement in NIM to 4.8%. Disbursements continued to soft owing to registration issues in TN, and declined 14% QoQ to Rs 7.5bn. Loan book growth was up 3.6/10% QoQ/YoY at Rs 93.2bn, as annualised repayment rates was lower at 19% compared to 21.9% in 1QFY18. Asset quality improved 50bps QoQ, with GNPAs at 3.40%. Credit cost was flat QoQ at Rs 116.1mn. PAT increased 23.7/22.3% QoQ/YoY to Rs 559mn.

Repco Home Finance Ltd. has lost -32.36% in the last 1 Year

Repco Home Finance Ltd.

15 Nov 2017

368.85

2.10%

Repco Home Finance: Strong operating performance; GNPL declines seque

Buy: Repco Home Finance Ltd.

Motilal Oswal

demonetization. With a pick-up in disbursements, coupled with a favorable base, we expect loan growth for FY18 to be in mid-teens. Repayment rate in the quarter was 20.4%, in line with the past trends (excluding 1QFY18). We are encouraged by the fact that the company has been able to keep the repayment rate stable. Another key highlight this quarter was the strong yield on loans, which increased 40bp sequentially to 11.9% due to NPL recoveries and re-pricing in LAP portfolio. As a result, spreads/margin were up 50bp YoY to 3.4%/4.8%....

Repco Home Finance Ltd. has lost -32.36% in the last 1 Year

Repco Home Finance Ltd.

28 Sep 2017

368.85

2.10%

Repco Home

Buy: Repco Home Finance Ltd.

JM Financial

Repco Home Finance Ltd. has lost -32.36% in the last 1 Year

Repco Home Finance Ltd.

09 Aug 2017

368.85

2.10%

Repco Home Finance (1QFY18): Concern emerges; maintain faith. Maintain BUY

Buy: Repco Home Finance Ltd.

Target

HDFC Securities

We maintain BUY with a revised TP of Rs 804 (3.3x Mar-19E ABV of Rs 244). Repcos 1QFY18 net earnings fell short of our estimates owing to lower NII, as disbursements declined 17.5%, resulting in loan book growth of 0.7/13% QoQ/YoY. Also, asset quality deteriorated, with GNPAs slipping back to the demonetisation level of 4%, from 2.6% in 4QFY18.

Repco Home Finance L.. has an average target of 456.67 from 3 brokers.

Repco Home Finance Ltd.

09 Aug 2017

368.85

2.10%

1QFY18 EARNINGS REPCO

Buy: Repco Home Finance Ltd.

Target

Chola Wealth Direct

Background: Repco Home Finance Limited (RHFL) is a low to medium ticket size home loan financing company predominately based in tier II / III cities of southern India. Promoted by the State-owned Repco Bank Ltd in 2000, RHFL presently has 125 branches and 32 satellite centers of which ~87% are located in the southern market. Repco has shown robust growth in its loan book clocking 26% CAGR (FY13-FY17) and stood at INR ~90bn at the end 1QFY18. RHFL average loan per unit is...

Repco Home Finance L.. has an average target of 456.67 from 3 brokers.

Repco Home Finance Ltd.

24 Jun 2017

368.85

2.10%

Result Review of Repco Home Finance

Accumulate: Repco Home Finance Ltd.

IDBI Capital

Loan growth at multi-year lows but outlook stays positive: REPCO'S loan book recorded slowest growth since inception, expanding at ~16%YoY in FY17. The slow growth was a result of temporary disruption caused by a combination of socio-economic and legal factors which affected REPCO's target consumer segment. However, with overall scenario rapidly normalizing and government offering upfront incentives for affordable home buyers, REPCO management believes it can touch 20%YoY growth in FY18E....

Repco Home Finance Ltd. is trading below all available SMAs

Repco Home Finance Ltd.

30 May 2017

368.85

2.10%

EARNINGS 4QFY17 REPCO HOME FINANCE

Buy: Repco Home Finance Ltd.

Target

Chola Wealth Direct

Background: Repco Home Finance Limited (RHFL) is a low to medium ticket size home loan financing company predominately based in tier II / III cities of southern India. Promoted by the State-owned Repco Bank Ltd in 2000, RHFL presently has 125 branches and 32 satellite centers of which ~87% are located in the southern market. Repco has shown robust growth in its loan book clocking 26% CAGR (FY13-FY17) and stood at INR ~89.4bn at the end 4QFY17. RHFL average loan per unit...

Repco Home Finance Ltd. is trading below all available SMAs

Repco Home Finance Ltd.

30 Mar 2017

368.85

2.10%

COMPANY UPDATE - REPCO HOME FINANCE

Buy: Repco Home Finance Ltd.

Target

Chola Wealth Direct

Background: Repco Home Finance Limited (RHFL) is a low to medium ticket size home loan financing company predominately based in tier II / III cities of southern India. Promoted by the State-owned Repco Bank Ltd in 2000, RHFL presently has 121 branches and 32 satellite centers of which ~87% are located in the southern market. Repco has shown robust growth in its loan book clocking 29% CAGR (FY12-FY16) and stood at INR ~86.6bn at the end 3QFY17. RHFL average loan per unit is...

Repco Home Finance Ltd. is trading below all available SMAs

Repco Home Finance Ltd.

15 Mar 2017

368.85

2.10%

Repco Home Finance (Initiating Coverage): Great, and finally affordable. BUY

Buy: Repco Home Finance Ltd.

HDFC Securities

Repco Home Finance is a niche player in the small-ticket housing finance market (median Rs 0.8 mn). It focusses on underserved markets, especially the self-employed in Tier II and III cities. Factors like low mortgage penetration, government?s impetus for Housing for All and incentives for affordable housing bode well for Repco.

Repco Home Finance Ltd. is trading below all available SMAs

Is Repco Home Finance Ltd. worth buying?

218 Votes:

Buy 85.32%

Sell 7.34%

Hold 7.34%

RESEARCH REPORTS

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Neutral SEE REPORTS >

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