NSE: PNBHOUSING | BSE: 540173

Mid-range Performer

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1087.20 -0.90 (-0.08%)

46.67% Gain from 52W Low

44,135 NSE+BSE Volume

NSE 15 Jul, 2025 9:35 AM (IST)

28,281.8

Market Cap

High in industry

1.1

Beta 1Year

High Volatility

Dividend

PNB Housing Finance Ltd. has an upcoming dividend of ₹5.00 per share due on 01 Aug 2025 See details

PNB Housing Finance Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for PNBHOUSING, BSE:540173 PNB Housing Finance Ltd.

PNB Housing Finance Ltd.

30 Jan 2023

1087.20

-0.08%

Margins surprise positively; credit cost elevated, investing in affordable housing business

Hold: PNB Housing Finance Ltd.

Recommendation Target

ICICI Securities Limited

PNB Housing Finance’s (PNBHF) Q3FY23 earnings beat was primarily led by higher assignment income and better incremental spreads, partially offset by higher than expected credit cost and opex.

PNB Housing Finance .. has an average target of 1215.00 from 2 brokers.

PNB Housing Finance Ltd.

25 Jan 2023

1087.20

-0.08%

NIM expansion and controlled opex aid decent performance

Neutral: PNB Housing Finance Ltd.

Target

Motilal Oswal

PNB Housing Finance .. has an average target of 1215.00 from 2 brokers.

PNB Housing Finance Ltd.

31 Oct 2022

1087.20

-0.08%

Margins surprise positively; credit cost elevated

Sell: PNB Housing Finance Ltd.

Target

ICICI Securities Limited

PNB Housing Finance’s (PNBHF) Q2FY23 earnings beat was primarily led by higher
assignment income and better incremental spreads, partially offset by higher than
expected credit cost and opex.

PNB Housing Finance Ltd. is trading above all available SMAs

PNB Housing Finance Ltd.

28 Oct 2022

1087.20

-0.08%

Execution under new management crucial for re-rating

Neutral: PNB Housing Finance Ltd.

Target

Motilal Oswal

PNB Housing Finance .. has an average target of 1215.00 from 2 brokers.

PNB Housing Finance Ltd.

21 Jan 2022

1087.20

-0.08%

Consolidation mode still far from over

Neutral: PNB Housing Finance Ltd.

Target

Motilal Oswal

NII fell 19% YoY and 11% QoQ to INR4.15b (20% below expectation). Provisions at INR1.3b were below our estimate of INR2.4b. Disbursements declined ~5% QoQ to INR28.3b. Accordingly, AUM decreased 5% QoQ and 14% YoY to ~INR665b. GNPA and NNPA rose ~170bp and 155bp QoQ to 7.6% and 4.9% (as a percentage of loans), respectively, with Stage 3 PCR declining 760bp to 36%. ECL/EAD also declined ~40bp sequentially to 4.4%. A corporate exposure of ~INR4b (already identified as SICR) slipped into NPA in 3QFY22, while the...

Number of FII/FPI investors increased from 243 to 261 in Mar 2025 qtr.

PNB Housing Finance Ltd.

03 Nov 2021

1087.20

-0.08%

Still in consolidation mode

Neutral: PNB Housing Finance Ltd.

Target

Motilal Oswal

PNBHF reported a 2QFY22 PAT of INR2.3b (9% miss), which declined by 25% YoY and 3% QoQ. The miss was driven by lower-than-estimated NII on account of income reversals due to accelerated run-off in the securitized pool of loans and partly mitigated by lower credit costs. NII fell 25% YoY and 9% QoQ to INR4.7b (9% below our estimate of INR5.1b). Provisions at INR1.4b were below our estimate of INR1.8b....

PNB Housing Finance Ltd. is trading above all available SMAs

PNB Housing Finance Ltd.

18 Oct 2021

1087.20

-0.08%

Preferential issue called off; overhang resurfaces

Sell: PNB Housing Finance Ltd.

ICICI Securities Limited

PNB Housing Finance’s (PNBHF) Board has decided not to proceed with the proposed preferential issue of Rs40bn @Rs390 per share to Carlyle group, General Atlantic, SSG Group and other investors. Preferential issue has been held up for more than 4 months (after already taking over 2 years), due to the pending legal proceeding before SAT. Also, in an exchange filing, the company highlighted that there is lack of visibility or certainty as to the timeline for judicial determination of the legal issues and regulatory approvals were not expected to be forthcoming amidst litigation. With proposed deal being off the table, the overhang resurfaces.

PNB Housing Finance Ltd. has gained 34.25% in the last 1 Year

PNB Housing Finance Ltd.

05 Aug 2021

1087.20

-0.08%

Retailisation of AUM continues

Neutral: PNB Housing Finance Ltd.

Target

Motilal Oswal

PNBHF reported a PAT of INR2.4b in 1QFY22 (v/s INR2.6b YoY). The 45% beat was driven by lower-than-estimated credit costs (~0.9% annualized) and opex (47%/9% below our estimate). Asset quality deteriorated with Gross Stage 3 increasing by 155bp QoQ to 6%. Few corporate accounts in Stage 2 and under the SICR pool slipped into NPAs. Total restructured pool (under both OTR 1.0 and 2.0) stood at INR17.33b (~2.9% of loan assets). PNBHF is working on different initiatives to optimize costs, leverage digital...

PNB Housing Finance .. has an average target of 1215.00 from 2 brokers.

PNB Housing Finance Ltd.

01 Jun 2021

1087.20

-0.08%