NSE: CREDITACC | BSE: 541770

Mid-range Performer

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1334.10 9.30 (0.70%)

77.83% Gain from 52W Low

147.9K NSE+BSE Volume

NSE 03 Dec, 2025 3:52 PM (IST)

21,343.1

Market Cap

Market Runner Up

Beta 1Year

Very High Volatility

CreditAccess Grameen Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for CREDITACC, BSE:541770 CreditAccess Grameen Ltd.

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CreditAccess Grameen Ltd.

03 Nov 2025, 12:00AM

1334.10

0.70%

Result Update

Accumulate: CreditAccess Grameen Ltd.

Target

Deven Choksey

CreditAccess Grameen reported a resilient Q2 FY26 performance, maintaining
steady growth momentum across key business parameters. Assets under
Management (AUM) rose 3.1% YoY to INR 2,59,040 mn, supported by a strong
32.9% YoY increase in disbursements to INR 53,220 mn.

CreditAccess Grameen Ltd.'s price crossed below 100Day SMA today

CreditAccess Grameen Ltd.

03 Nov 2025, 12:00AM

1334.10

0.70%

Momentum holds; elevated credit costs and ECL recalibration weigh on profitability.

Accumulate: CreditAccess Grameen Ltd.

Target

Deven Choksey

The company continues to demonstrate strong disbursement traction, while margins should remain resilient supported by declining funding costs, recent pricing actions, and operating leverage from scale.

CreditAccess Grameen.. has an average target of 1513.00 from 7 brokers.

CreditAccess Grameen Ltd.

29 Oct 2025

1334.10

0.70%

CreditAccess Grameen Limited

Buy: CreditAccess Grameen Ltd.

Target

ICICI Direct

About the stock: CreditAccess Grameen is one of the largest microfinance companies in India, having over 3 decades of experience, over 25,904 crore AUM and a strong distribution channel to provide financial aid to low-income households. It operates in over 16 states and 1 UT with 2,209 branches, having a growing employee base of 21,701 Q2FY26 performance: CreditAccess Grameen reported a sequential recovery in Q2FY26, driven by margin expansion and lower credit cost. AUM was flat QoQ (3.1% YoY) as disbursements fell 2% QoQ amid weather disruptions and slower...

CreditAccess Grameen.. has an average target of 1513.00 from 7 brokers.

CreditAccess Grameen Ltd.

29 Oct 2025

1334.10

0.70%

Increase in credit cost guidance a negative; 2H recovery on track

Buy: CreditAccess Grameen Ltd.

Target

Motilal Oswal

CreditAccess Grameen (CREDAG) guided ~70–100bp higher credit costs in FY26 and credit costs of 4.0-4.5% in FY27 (including 70–80bp higher provisions from the ECL revision).

CreditAccess Grameen Ltd. is trading above its 200 day SMA of 1212.1

CreditAccess Grameen Ltd.

17 Sep 2025

1334.10

0.70%

Axis Punch:CreditAcc. Gram.

Buy: CreditAccess Grameen Ltd.

Target

Axis Direct

We recommend a BUY on the stock with a target price of Rs 1,461/share, implying an upside of 10% from the CMP.

CreditAccess Grameen Ltd. is trading below its 30 day SMA of 1371.6

CreditAccess Grameen Ltd.

28 Jul 2025

1334.10

0.70%

Moderation in NII and Elevated write-offs impacted PAT, strong recovery expected 2HFY26 onwards

Accumulate: CreditAccess Grameen Ltd.

Deven Choksey

Net Interest Income (NII) for Q1FY26 declined by 1.6% YoY (+7.0% QoQ) to INR 9,370 Mn, in-line with our estimates. The Net Interest Margin (NIM) for Q1FY26 increased by 10bps sequentially to 12.8%, led by decline in cost of borrowings, partially offset marginal decline in portfolio yield.

CreditAccess Grameen has gained 52.09% in the last 1 Year

CreditAccess Grameen Ltd.

23 Jul 2025

1334.10

0.70%

Stress subsiding; RoE to improve >18% by H2FY26 driven by credit cost normalisation

Buy: CreditAccess Grameen Ltd.

Target

ICICI Securities Limited

CA Grameen (Grameen) continued to improve on asset quality metrics in Q1FY26: monthly PAR 15+ accretion rate fell to 0.46% in Jun’25 vs. 0.84% in Mar’25 vs. 1.34% in Nov’24 and credit cost fell for the straight third quarter with total provisions at INR 5.7bn in Q1FY26 vs INR 5.8bn in Q4FY25 vs INR 7.5bn in Q3FY25.

CreditAccess Grameen has gained 52.09% in the last 1 Year

CreditAccess Grameen Ltd.

23 Jul 2025

1334.10

0.70%

Result Update:CreditAcc. Gram.

Buy: CreditAccess Grameen Ltd.

Recommendation Target

Axis Direct

We maintain our BUY recommendation on the stock.

Number of FII/FPI investors increased from 212 to 231 in Sep 2025 qtr.

CreditAccess Grameen Ltd.

23 Jul 2025

1334.10

0.70%

Profitability set to improve in 2H

Buy: CreditAccess Grameen Ltd.

Target

Motilal Oswal

CreditAccess Grameen’s (CREDAG) 1QFY26 PAT stood at INR602m (vs. est. INR842m). NII declined ~2% YoY to ~INR9b (in line). PPOP fell ~8% YoY to INR6.5b (in line).

Number of FII/FPI investors increased from 212 to 231 in Sep 2025 qtr.

CreditAccess Grameen Ltd.

23 Jun 2025

1334.10

0.70%

CREDITACCESS GRAMEEN LIMITED

Accumulate: CreditAccess Grameen Ltd.

Recommendation Target

Geojit BNP Paribas

declined by 10 bps compared to FY24, settling at 12.9%. Operating expenses increased by 11.0% YoY to Rs.1,108 cr. in FY25, while a decline in fee and other income led to a marginal rise in the cost-to-income ratio to 30.7%, up from 30.5% in the previous year. Despite a sharp 327.1% YoY increase in provisions due to accelerated write-offs targeting delinquent accounts, the company reported an annual profit of Rs.531.4 cr. Gross NPA and Net NPA rose sharply to 4.8% and 1.7%, respectively, from 1.2% and 0.4% in FY24, reflecting a notable deterioration across all PAR buckets. While collection efficiency remained subdued for the first three quarters of the year, it showed signs of recovery towards the end of FY25, indicating early momentum in asset quality stabilization....

Number of FII/FPI investors increased from 212 to 231 in Sep 2025 qtr.

Is CreditAccess Grameen Ltd. worth buying?

290 Votes:

Buy 83.1%

Sell 10.0%

Hold 6.9%

RESEARCH REPORTS

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