NSE: CREDITACC | BSE: 541770

Turnaround Potential

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1357.50 -3.10 (-0.23%)

Near 52W High of ₹1425.00

99,701 NSE+BSE Volume

NSE 23 Sep, 2025 3:54 PM (IST)

21,699.5

Market Cap

Market Runner Up

1.3

Beta 1Year

Very High Volatility

CreditAccess Grameen Ltd. share price target and research reports

Latest analyst research reports with target prices and PDF download for CREDITACC, BSE:541770 CreditAccess Grameen Ltd.

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CreditAccess Grameen Ltd.

17 Sep 2025

1357.50

-0.23%

Axis Punch:CreditAcc. Gram.

Buy: CreditAccess Grameen Ltd.

Target

Axis Direct

We recommend a BUY on the stock with a target price of Rs 1,461/share, implying an upside of 10% from the CMP.

CreditAccess Grameen Ltd. has gained 21.93% in the last 3 Months

CreditAccess Grameen Ltd.

28 Jul 2025

1357.50

-0.23%

Moderation in NII and Elevated write-offs impacted PAT, strong recovery expected 2HFY26 onwards

Accumulate: CreditAccess Grameen Ltd.

Deven Choksey

Net Interest Income (NII) for Q1FY26 declined by 1.6% YoY (+7.0% QoQ) to INR 9,370 Mn, in-line with our estimates. The Net Interest Margin (NIM) for Q1FY26 increased by 10bps sequentially to 12.8%, led by decline in cost of borrowings, partially offset marginal decline in portfolio yield.

Axis Direct decreased Buy price target of CreditAccess Grameen Ltd. to 1461.0 on 17 Sep, 2025.

CreditAccess Grameen Ltd.

23 Jul 2025, 12:00AM

1357.50

-0.23%

Stress subsiding; RoE to improve >18% by H2FY26 driven by credit cost normalisation

Buy: CreditAccess Grameen Ltd.

Target

ICICI Securities Limited

CA Grameen (Grameen) continued to improve on asset quality metrics in Q1FY26: monthly PAR 15+ accretion rate fell to 0.46% in Jun’25 vs. 0.84% in Mar’25 vs. 1.34% in Nov’24 and credit cost fell for the straight third quarter with total provisions at INR 5.7bn in Q1FY26 vs INR 5.8bn in Q4FY25 vs INR 7.5bn in Q3FY25.

Axis Direct decreased Buy price target of CreditAccess Grameen Ltd. to 1461.0 on 17 Sep, 2025.

CreditAccess Grameen Ltd.

23 Jul 2025, 12:00AM

1357.50

-0.23%

Result Update:CreditAcc. Gram.

Buy: CreditAccess Grameen Ltd.

Recommendation Target

Axis Direct

We maintain our BUY recommendation on the stock.

Number of FII/FPI investors increased from 196 to 212 in Jun 2025 qtr.

CreditAccess Grameen Ltd.

23 Jul 2025, 12:00AM

1357.50

-0.23%

Profitability set to improve in 2H

Buy: CreditAccess Grameen Ltd.

Target

Motilal Oswal

CreditAccess Grameen’s (CREDAG) 1QFY26 PAT stood at INR602m (vs. est. INR842m). NII declined ~2% YoY to ~INR9b (in line). PPOP fell ~8% YoY to INR6.5b (in line).

Number of FII/FPI investors increased from 196 to 212 in Jun 2025 qtr.

CreditAccess Grameen Ltd.

23 Jun 2025, 12:00AM

1357.50

-0.23%

CREDITACCESS GRAMEEN LIMITED

Accumulate: CreditAccess Grameen Ltd.

Recommendation Target

Geojit BNP Paribas

declined by 10 bps compared to FY24, settling at 12.9%. Operating expenses increased by 11.0% YoY to Rs.1,108 cr. in FY25, while a decline in fee and other income led to a marginal rise in the cost-to-income ratio to 30.7%, up from 30.5% in the previous year. Despite a sharp 327.1% YoY increase in provisions due to accelerated write-offs targeting delinquent accounts, the company reported an annual profit of Rs.531.4 cr. Gross NPA and Net NPA rose sharply to 4.8% and 1.7%, respectively, from 1.2% and 0.4% in FY24, reflecting a notable deterioration across all PAR buckets. While collection efficiency remained subdued for the first three quarters of the year, it showed signs of recovery towards the end of FY25, indicating early momentum in asset quality stabilization....

Number of FII/FPI investors increased from 196 to 212 in Jun 2025 qtr.

CreditAccess Grameen Ltd.

17 May 2025

1357.50

-0.23%

Normalization in growth and credit costs expected in 2HFY26

Buy: CreditAccess Grameen Ltd.

Target

Motilal Oswal

CreditAccess Grameen’s (CREDAG) 4QFY25 PAT stood at INR472m (est. INR698m). FY25 PAT declined ~63% YoY to INR5.3b. 4Q NII was flat YoY at ~INR8.8b (in line). PPOP declined ~7% YoY to INR6.3b (~7% miss).

Number of FII/FPI investors increased from 196 to 212 in Jun 2025 qtr.

CreditAccess Grameen Ltd.

19 Mar 2025

1357.50

-0.23%

CREDITACCESS GRAMEEN LIMITED

Buy: CreditAccess Grameen Ltd.

Recommendation Target

Geojit BNP Paribas

CreditAccess Grameen Ltd. has gained 21.93% in the last 3 Months

CreditAccess Grameen Ltd.

27 Jan 2025

1357.50

-0.23%

Result Update:CreditAcc. Gram.

Hold: CreditAccess Grameen Ltd.

Recommendation Target

Axis Direct

We revise our rating from BUY to HOLD.

CreditAccess Grameen Ltd. has gained 21.93% in the last 3 Months

CreditAccess Grameen Ltd.

26 Jan 2025

1357.50

-0.23%

Delinquencies moderating but normalization still some time away

Buy: CreditAccess Grameen Ltd.

Target

Motilal Oswal

CreditAccess Grameen (CREDAG)’s 3QFY25 loss stood at INR995m (vs. MOFSLe PAT of INR1.3b). NII grew ~7% YoY to ~INR8.6b (~6% miss) and PPoP rose 4% YoY to ~INR6.2b (~6% miss). Cost-income ratio was stable at ~31% (PY: ~30% and PQ: ~31%).

CreditAccess Grameen Ltd. is trading above all available SMAs

Is CreditAccess Grameen Ltd. worth buying?

288 Votes:

Buy 82.99%

Sell 10.07%

Hold 6.94%

RESEARCH REPORTS

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